Laws may vary state to state. In Georgia it is a criminal offense to drive without auto insurance. Although you may not be held liable for property damage or bodily injury to another party, you may face legal action including fines and possible jail time.
You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.
The insurance company is the one that determines fault so if you deny it, they can still rule against you.
That depends on the nature of the accident, types of insurance coverage you possess, and whether or not you are at fault.
No-fault insurance generally refers to the individual working with their own insurance company, despite who may have been at fault for the accident. In Ontario, the Ontario Auto Insurance sells no-fault insurance.
Yes, The at fault party is responsible.
If you have both medical insurance and auto insurance, the primary company billed will depend on the situation. If your injuries and medical costs were caused by an auto accident and you carry Medical Payments coverage, you will bill your auto insurance provider. If you do not carry Med Pay insurance coverage, as it is optional in the state of California, the circumstances will depend on who is deemed at fault for the accident. If the other party is at fault, you will bill their insurance company and will advise your claims adjuster as well. If you are deemed at fault and do not carry Med Pay, the only insurance you can bill is your medical insurance provider. Be sure your medical insurance provider does not exclude injuries caused in an automobile accident before approving chiropractic care.
I do not have a particular website to answer your question. I do know, however, that if you drive with no auto insurance it is against the law. Also, if you do get in an accident you are not covered for your injuries. Also, if the accident is your fault, you can get a hefty lawsuit served in your name. Keep shopping for cheaper insurance. Do not drive without auto insurance.
You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other driver and their insurance does not cover everything and you make a claim on your insurance for reimbursement, your insurance will subrogate (collect back) from the other company.
This means that if the accident was your fault, your insurance will pay(up to an amount that is on your policy) for the other property and persons involved in the accident. Liability insurance does NOT cover your vehicle damage.
Not unless you received a violation for the accident. Otherwise it will show on your record as a not at fault accident and should not raise your rates.