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What if the insurance company does not want to pay me what my car is worth?
Wiki User
∙ 14y ago
Read your insurance policy. Most insurers will state that if you do not agree with a car's appraised value, you have the right to hire a vehicle appraiser, at your own expense, to value your car. You can then send a counter offer back to the insurer. If that doesn't work they will either ask you to do arbitration or go to court.
Wiki User
∙ 14y ago
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How much will you have to pay to get your car back if it was totaled and the insurance company refuses to pay?
The insurance company will pay you the worth of your car minus your deductible.
what if the insurance company tries to pay you less than what the car is worth?
screw the insurance then
When does insurance company consider a car not fixable?
When it'd cost more to repair it than the car is worth.
Do you get to keep your car if an insurance company right your car offbut give you predamage value for it?
Generally NO, as in effect when settling with you, the insurance company is buying the car from you. Therefore, the car belongs to the company. If you still want the car, many insurance companys will allow you to buy the car back at the "salvage value."
You own your car it was totaled Should you let the insurance company have it after they pay you?
This depends on what the settlement covers I have required the insurance company to allow me to retain ownership, this reduces the settlement. Or the if you do not specify that this is what you want the insurance company gets the car.
Where can I locate an insurance broker?
If you want an insurance broker you can look here www.iiaba.net/ or if you just want to get car insurance on your own with out an insurance broker check out Geico.com or allstate.com. or watch tv and there are other car insurance company's there.
Where can you purchase rental car insurance?
The best place to purchase car insurance for rental cars it at the rental car company that you rent the car from. They will always give you an option to buy car insurance if you want to.
When the insurance company tell you your vehicle is total and want to take t the vehicle. do the have to pay the loan off?
It gets a little complicated. When a car is declared a total loss (cost of repair is 75% or more of the value of the car) the insurance pays for the fair value of the car. minus any deductible that applies. If there is a loan recorded against the car, the payment goes first to the company that made the loan, anything left gets paid to the owner. But if you owe more than the car is worth, the insurance company still pays what the car is worth (to the loan company). The owner is then responsible for paying anything the insurance company did not pay. You can look up the fair market value of a car on line at nada bluebook or Kelley blue book.
Is insurance a waste of money?
this depends. if you say have an accident with your car and it is your fault you will have to repair your car and repair another car that you may of hit. however it you buy insurance from an insurance company then the company pays for it.but there are many different types of insurance so i would recommend a company like ISelect which asks you a phew question about the insurance you want and they choose the best insurance deal for you.
Is a car totaled when it has rolled?
It just depends on whether or not the insurance company considers the vehicle worth repairing or not.
Insurance company feels my car is repairable after accident?
In the event of an accident you would take the car to a repair shop approved by your insurance company and then they would determine whether or not your car is worth fixing or to payout the "Kelly blue book" value of your vehicle.
Does your insurance company pay for your car?
If you carry full collision and replacement of your vehicle, depending on your insurance company, they will pay the blue book value of the car if it is totaled. That is why it is important not to ever owe more than the car is worth, which is referred to as "being upsidedown."
