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What if You are in a car accident and have no insurance and you hit a car that had full coverage and gap insurance what will happen?
Wiki User
∙ 15y ago
Generally, if you were in CA and I am assuming you are not talking about a fender bender or minor accident, you would lose your license and be required to make a filing to reinstate your license.
In order to maintain your license you may be required to file what is called an SR-1P or an SR-22 which is simply proof you have insurance in place. If your insurance expires or you let it lapse, the insurance company will notify DMV and your license will be suspended again.
Now you said the car you hit has insurance. This could mean they (the insurance company) will probably attempt to go after you to recover damages they had to pay on your behalf. You are still responsible!
Wiki User
∙ 15y ago
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If you have full coverage insurance and a person who is not licensed gets into an accident in your vehicle can insurance cover your car damage?
Yes.Thats what full coverage covers
What can happen when you have full coverage on your car and lend your car to someone who has an expired drivers license and they get into an accident?
You can be sued, and your insurance company can deny the claim.
Is full coverage auto insurance required for auto financing?
Yes, full coverage auto insurance is required for auto financing. This rule protects the bank if you have an accident.
Are you covered by your insurance if you are driving in a cast and are involved in a car accident?
It depends on your coverage & the state, but normally if you have full coverage your insurer will cover any accident you are in.
If you are in an accident with someone whose insurance lapsed but you have full coverage will your insurance cover it?
Yes they will, but you may have to pay a deductable if you do not have uninsured motorist coverage, and you you must have comp & coll coverage.
If you are at fault of an accident and have full coverage insurance and suffered an injury can you sue your own insurance?
you may, but will likely not win...
Will the Insurance Company pay for a rental car if the accident is your fault and if you have full coverage ins?
Only if you have bought the extra coverage to have a rental. "Full coverage" usually just means you bought liability, comprehensive, and collision insurance.
What is the difference between full coverage and third party auto insurance?
Third party insurance only covers the property of the other person(s) involved in an accident, not your car. Full coverage insurance (or comprehensive insurance) also covers your car if you damage it.
Will your full coverage auto insurance cover if an unlicensed driver got into an accident with your car but was not at fault?
Yes
If you are in an accident in Texas and it is your fault will your insurance cover your car repairs?
Yes, if your policy has adequate coverage. If you have full coverage insurance, your car will be repaired completely and your portion of the repairs will be whatever your deductible is.
Can an eightteenyear old drive a rental car?
only if you have full coverage insurance and the reason for the rental is due to an insurance claim- such as an accident.
What is the difference between liability insurance and full coverage?
Liability insurance pays for someone else's damages if an accident is your fault but won't cover your vehicle. Full coverage provides liability insurance as above but will also cover your damages to your own vehicle in an accident regardless of whose at fault, as well as theft, fire, etc.
