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Most of the time the insurance adjuster will look at the police report and base his investigation on that. They will get statements from both drivers and any witnesses as well but if liability is clear they will not just accept what their policyholder says. I have had a few but most of the time the adjuster will issue payment to the party who was not At Fault anyway.

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Q: What happens when the other driver is at fault has insurence but disputing claim?
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