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Q: What happens to the vehicle in a collision and the principal that apply here?
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What happens to vehicles in a collision and the principles that apply here?

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What happens to the vehicle in a collision and the principle that apply?

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Is it covered under comprehensive or collision when your vehicle is parked unoccupied at a restaurant and you do not know who hit you?

Unless it was an animal that ran into your car it would be Collision coverage that would apply.


What happens when a car is borrowed and happens to have a collision against a railing on a highway but runs?

The driver can be charged with hit & run, failure to maintain lane, and whatever other charges apply. The vehicle owner and the driver could both be liable for the damage, depending on a number of factors and applicable law.


If another person is driving your car with consent and swerves to miss a deer but lands in ditch and damages the car who is liable?

typcially the insurance stays with the car....if you have collision coverage (if no actual contact with the deer would be collision rather than comprehensive coverage), your insurance would cover.....in most states if there is no collision coverage on the vehicle, but the driver has a vehicle that has the needed coverage it would then apply.........


Would collision or other than collision coverage apply if a liquid chlorine jug fell in your vehicle while driving and the chlorine damaged your carpet?

That should be covered by comprehensive insurance and the insurance company will pay for damages minus any deductable.


In the event you hit a car door in your own garagewhat portion of the policy covers this?

assuming you own the car, garage, and other car if there is one, the collision coverage on the damaged vehicle would be the coverage that applies...and yes your collision deductible would likely apply....you cannot be liable or negligent to your self.....(assuming you caused the damage to your own vehicle)


Does Geico insurance have pet insurance?

No, only progressive does, you also must buy collision in order to get this protection. Please keep in mind that the same deductible will apply for both the dog and the vehicle.


Will no fault insurance cover hitting a deer?

If you have Personal Injury Protection coverage on your policy and you are injured after striking an animal it should apply to your injuries. You must have "Other than Collision coverage" for the damage to your vehicle.