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You will get actual cash value for the car and will sign the title and car over to the insurance company, unless you wish to buy it back for a reduced payout.

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Q: What happens if your car is totaled and you have full coverage?
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What is the difference between full coverage auto insurance and liability only insurance?

Full coverage auto insurance covers everything. If the car is totaled they will will replace it. Liability auto insurance will only cover medical bills, and not the car if it is totaled.


How does full coverage insurance pay offs work?

Full coverage insurance will help you get your car fixed after it has been wrecked. You can also get a new car if it has been completely totaled.


Is it legal for your insurance company to deny a loss for a car that was totaled?

It would depend on why the car was totaled and who's fault the accident was and what time of insurance do you have PLPD or Full Coverage


Can you get full coverage insurance on a salvage title car in Louisiana?

My insurance provider, Hanover, told me that they would only write liability coverage, and not full coverage on my truck that was flooded and totaled in New Orleans.


Are you entitled to any money from a hit and run and your car was totaled for pain and suffering i have full coverage?

In AUSTRALIA .....YES


What happens in California when a insured car with full coverage hits an uninsured car and totaled it?

There's a good chance the insurance company will deny the claim of the person with the uninsured vehicle, as that vehicle isn't supposed to be on the roadway to begin with.


What if your car is totaled?

Get a new car. == If someone hit your car you will be paid the actual cash value of the car. If you totaled the car and had collision coverage you will be paid actual cash value, too.


What can you do if your car is stolen and you still have a loan on the car but your insurance does not cover theft and they recover your car totaled?

YOU pay off the loan like you agreed to in the contract. You likely agreed to have ins. that covered theft also. You should have had full coverage on a car with a loan on it. Sorry, you have to pay the loan off and now you own a totaled car! Comprehensive coverage isn't that expensive and would have covered theft.


Will you have to pay the lien company the rest?

if u sold the car yes,if you totaled it the insurance should pay it off providing you had full coverage and not at fault


What is the difference in price of PLPD as compared to full coverage per year?

Full coverage is more Expensive that PLPD because with full coverage anything that happens to your car they will pay for yours and the other persons car but with PLPD they only pay for the other persons car.


Car is totaled but still owe?

If you've got full coverage insurance, make a claim. They should take over payments. You'll be car-less, but won't owe anymore.


If your car is declared totaled do you still have car insurance The insurance company has not paid yet.?

Hi, It depends on what type of insurance you had. Liability, full coverage...etc...Call your insurance company and find out.