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What happens if you wreck someone elses car but you have your own insurance?
Wiki User
∙ 13y ago
Car insurance is just that: insurance for the car. When a contract between the insured and the insurance company is purchased, it is based on the driver and the vehicle. If the driver takes someone else's vehicle, the insurance is only for the original car. There would be no pay out for someone else's car.
Example: Driver A buys insurance for Vehicle A valued at $5,000. Driver A uses Vehicle B that is valued at $35,000. The insurance cost is obviously not the same therefore the coverage is not there. In the event of bodily injury, coverage up to the agreed limits are there.
Remember, health insurance does not cover care and or treatment due to a vehicular accident.
I hope this helps clarify the questions.
Wiki User
∙ 13y ago
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If you do not have car insurance can you drive someone elses car?
yes you can but if you wreck and they have insurance their car will be ok but your screwed
Why is house insurance not required by law?
Because if you are dumb enough to have a house without insurance, the only one who loses money if anything happens will be you - if you don't have automobile insurance and you wreck, you might hurt someone else or wreck their car, too, so you have to be insured so that they get paid.
What happens if you have a wreck with no insurance and no drivers license?
hopefully, you go to jail
What happens if you have a wreck without auto insurance in the state of Indiana?
you get money
What happens if you do not have a license and wreck someone else's car?
You will be charged with property damage and driving without a license and most likely driving without insurance. Not good.
What happens if you don't have car insurance and you got into a wreck in Texas?
you go take a dump.
If a non-owner of a vehicle has a wreck and damage to the car hit is paid by the owner but there is no collision insurance on the vehicle at fault can the drivers insurance be responsible in Tennesse?
No, The vehicle owner chose to accept the risk associated with not having collision coverage. You can not use someone elses policy to cover the owners collision loss.
What happens if you wreck someones car who has insurance but you have no license and they are not pressing charges?
If they are not pressing charges, then they are giving you permission to drive their vehicle. If you give someone who doesn't have a drivers license permission to drive your vehicle, you are voiding your insurance coverage. The Insurance company will not pay.
What happens if you're in a car wreck without car insurance?
If you got into wreck WITHOUT an Insurance. This is going happen to you is going face in court for No Insurance your car. there some State have Stictly law about without no insurance can cause your Insurance go Higher. best is get insurance on your car with fully coverly. that will save your neck from court.
What happens if my car insurance expires?
When car insurance expires the car and passengers are not longer covered so when a wreck occurs there will be no help with paying medical bills or to fix the cars involved in the wreck. May be subject to a fine if not insured.
What happens if you wreck your car after filing for Chapter 13 bankruptcy?
If you wreck your car after filing for Chapter 13 bankruptcy you can file it on your insurance. You can then replace your car based on the bankruptcy order.
What happens with the insurance if you get in a wreck and its your fault?
We typically contact our insurance company and report the accident and the circumstances. That way the insurance company can pay the bills for you.Answerthe insurance company raises your rates and pay a deductable
