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What happens if an uninsured motorist hits a parked car only had liability on it and is totaled is the parked car covered?
Wiki User
∙ 16y ago
not by the insuring company of the parked vehicle....they can only pay you under the coverages you purchased...(you state you only have liability coverage)........you can however ask for restitution from the courts of the negligent party (assuming he was charged with something this could be party of his probation to repay you, and could be the easiest most cost effective way for you to handle this-most citys or countys have a victim advocate)........or you can file a state report, and/or file a small claims action against the uninsured driver.......
Wiki User
∙ 16y ago
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What happens if you are hit by an uninsured teen driver and they are found to be at fault?
If you have "Uninsured or Underinsured Motorist" coverage on your policy, then your insurance will cover it at no cost to you.
What happens when you have a car accident with a driver that has no vehicle insurance?
I hope you had insurance for this. The uninsured motorist will probably be broke
What happens if you get hit by a car who isn't insured and you only have liability?
Sorry, you will be out of luck with your insurance company unless you have uninsured motorist property damage coverage on your policy. They only way you can recover is to take the person to court and get a judgement.
What happens in a hit and run and you have uninsured motorist in your liability insurance?
Liability only protects you from claims, UM is almost always only for injuries only. If they caused the damage, you have to track them down and make a claim against their insurance if they have any and you can find them. Check with your agent, we can only provide general answers that apply to most people in most states.
What happens if you are hit by an uninsured person?
If you have "Uninsured motorist" on you policy, that should cover it. It should be as much as you are allowed to have because these liberal courts will not punish any one for not having insurance. If you try and sue them, good luck, same court system
What happens if you hit an an uninsured motorists and you only have liability?
If the accident is your fault, your liability coverage will pay for the other person's damages. You will be out of luck as no coverage will be afforded for the damages to your vehicle or any injuries to you or your passengers.
What happens when one of the involved parties does not have auto insurance at time of the accident?
Assuming in this instance the uninsured driver is the one at fault, he or she is still liable for any property damage & personal injuries that may have resulted from the accident. The injured party will make a claim against his or her uninsured motorist policy. But that insurance company can, and often will, sue the uninsured driver.
What happens if you have car insurance but the person that hits you does not?
You can sue them in small claims court for your deserved money as long as you have proof of the damage. If you have Uninsured Motorist coverage, it will pay for the damage, minus any deductible.
Why get uninsured motorist insurance?
Because there are many people who are driving without insurance coverage in our nation. Far more than you realize. It is a stupid and reckless crime but it happens all the time. If you do not have uninsured motorist coverage you will be on your own to try and collect your damages from someone who has chosen not to pay for legally required insurance. How well do you think you will do on collecting from this type of person. Plus the insurance company pays for the legal fees involved in getting judgements and collection.
What happens when a pedestrian is hit by someone who does not have adequate insurance?
AnswerThe victim has the right to file a lawsuit for any expenses incurred that was not covered by insurance. The victim can also file a claim with their own automobile insurance for medical costs and uninsured/under-insured motorist coverage. Your best bet? Hire a lawyer. Even the most straight-forward pedestrian accident can get complicated quickly.
What happens if you let a friend borrow your car that is uninsured but the friend has non-owners insurance and he gets into an accident that wasn't his fault?
almost all states require liability insurance. the fact that the friend had 'non owner' does not mean that it was ok to drive an uninsured vehicle. the law requires the vehicles, not the drivers, to be insured.
What happens if an insured automobile hits uninsured automobile?
the uninsured automobile owner rhas to pay out of pocket for the damage
