In force in auto insurance terms means that a policy is in place or active. So, seeing that in that box typically means the same as active.
I am trying to contact United Insurance Company of America concerning a whole life policy with an inception date of 1965 and that was inforce a month after the named insured passed.
If you owned the policy issued by the Hartford, simply contact that company for a copy of it. If they are unable to find any record in their database, then you're out of luck and the policy is likely not inforce.
No
If she is still living, it is doubtful the insurance company will release any information to you due to privacy concerns beyond telling you whether it exists and if its still inforce. If she has died, contact their Claims Dept.
365
law inforce
If a company was liquidated and there were in force policies at the time, they can still be paid by your state's Life Insurance Guaranty Association, which is a group that pays claims for insolvent companies and then assesses the costs to all other life insurers in that state. You can contact your state's insurance Department to find out how to reach the Guaranty Association.
Was all the requested information provided to the insurance company? Legally, they must have certain information to process the claim. Was the policy still inforce? Families often find a copy of an insurance policy and assume this means the policy was inforce at the time of death...............all too often it isn't. Was it more than 7 years ago? If so, and they were unable to locate a beneficiary, they are required to escheat the funds to the State Treasurer's office of whatever State the Home Office is located in. You will have to contact them if that's the case. Otherwise, unless you're leaving some important information out of your question, the claim should be paid. As long as all the claim criteria is met, there is no statue of limitations. == ==
they inforce the traffic laws and other things
The court can make any judgment they wish in regards to a claim regardless to what is covered by the insurance companies policy. What happens is the individual policy holder is now on the hook for the damages that the insurance company is not going to cover. The terms of the policy would be inforce unless a court of authority finds the insurance company was negligent in it's exclusion of specific terms in the policy. So basicly the insured person who was covered by the policy is out of pocket the amount of the awarded claim regardles of the insurance company covering that exclusion or not.
by passing it on and trying to inforce the rules and punishments they showed and teached
Simply, Paid-Up Whole Life insurance is a life insurance policy with premiums that were due only for a certain period of time or until the insured reached a certain age. From that time forward, the policy will remain inforce until the insured reaches age 100 or a claim is paid.During the time premiums were being paid, cash value likely was earned. However, the amount of cash value being earned will decrease once premium payments are no longer required.All of this is different than a reduced paid-up life insurance policy. This happens if the policy permits it as an option when a premium payment wasn't received by the end of the grace period. If it does, then the cash value will be used to purchase as much face value ( death benefit ) as possible. The $10,000 original benefit, for example, might become a reduced paid-up policy for $5,000, but no premiums will be required to keep it inforce.