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Report the claim anyways. Tell the truth and let the insurance company decide how to proceed. Remember, if you are paying for the insurance, you should expect claims to be paid if you have the coverage.

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Q: What do you say to the insurance company when no one was cited in an automobile accident?
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Can an insurance raise if you have been in an accident but not charged?

Absolutely, the fact that you are cited or not cited will not apply. The insurance company will determine your fault. For example, an accident caused on private property doesn't fall under police jurisdiction but you still caused it so your company would raise your rates.


If an unlicensed driver is in an accident with an insured car will the insurance company still cover the damage?

Most likely yes.. but your rates are going up, and the driver will be cited.


What happens if the driver who is not at fault for an accident does not have insurance in California?

Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.


You get tickets for an accident in Texas are you liable if the tickets were not upheld in court?

In an insurance company battle, the fact that you were cited will carry weight. The fact that the court did not find you guilty will not relieve you of liability by itself.


What can you legally do when the person who hit you insurance company will not pay for the accident because their insured is denying fault but he was cited at the scene?

If you have insurance call YOUR insurance and they will pay for your damages and then they will subrogate (meaning they will go after the other persons insurance for reimbursement) If the other person has been cited then they are clearly at fault. Nobody can deny that, make sure you contact the police department for a copy of the police report as well.


If an employee is on his way to work and driving a company car and has an accident is the employer liable?

In most cases, the company's insurance carrier will pay for damages, as long as the fault causing the accident was not caused by the employee. The employee here is representing the company in this case - if the employee is charged with negligent driving and was cited for causing the accident, the company insurance carrier will most likely pay, but will seek restitution from the employee. Could get into a real sticky situation.


Is your full coverage insurance still in force even though you were cited for expired plates and involved in accident that was an uninsured driver's fault?

Depends On How Strict Your Insurance Company Is, Also How Long Were The Plates Expired. But From Your Info Sounds Like You Should Be OK. Do Hope This Helps


Who is at fault in accident if no one was cited?

This may result in a situation where each driver will need to file a claim with their own insurance company for the damage to there vehicle and then the two insurance companies may make a decision as to who was at fault at a later date. Sometimes fault is never determined.


Car accident and neither have insurance?

The at fault party is still liable to pay the damages. Added: Both parties will probably be cited for driving without insurance as well.


What happens when you don't have car insurance on a military base?

You would usually not be covered if there was an accident and you could be cited if you are caught. It's best to have insurance whenever you drive a car.


Is an unlicensed driver automatically at fault?

An unlicensed driver will probably get cited for not having a license and may even get their car impounded, but is not automatically at fault. The person that the police and insurance company determine caused the accident would be at fault.


In the state of Ohio if you are in an accident on private property cops come and no one is cited at fault and u dont have insurance can you be forced to pay out of pocket?

Yes