Report the claim anyways. Tell the truth and let the insurance company decide how to proceed. Remember, if you are paying for the insurance, you should expect claims to be paid if you have the coverage.
Absolutely, the fact that you are cited or not cited will not apply. The insurance company will determine your fault. For example, an accident caused on private property doesn't fall under police jurisdiction but you still caused it so your company would raise your rates.
Most likely yes.. but your rates are going up, and the driver will be cited.
Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.
In an insurance company battle, the fact that you were cited will carry weight. The fact that the court did not find you guilty will not relieve you of liability by itself.
If you have insurance call YOUR insurance and they will pay for your damages and then they will subrogate (meaning they will go after the other persons insurance for reimbursement) If the other person has been cited then they are clearly at fault. Nobody can deny that, make sure you contact the police department for a copy of the police report as well.
In most cases, the company's insurance carrier will pay for damages, as long as the fault causing the accident was not caused by the employee. The employee here is representing the company in this case - if the employee is charged with negligent driving and was cited for causing the accident, the company insurance carrier will most likely pay, but will seek restitution from the employee. Could get into a real sticky situation.
Depends On How Strict Your Insurance Company Is, Also How Long Were The Plates Expired. But From Your Info Sounds Like You Should Be OK. Do Hope This Helps
This may result in a situation where each driver will need to file a claim with their own insurance company for the damage to there vehicle and then the two insurance companies may make a decision as to who was at fault at a later date. Sometimes fault is never determined.
The at fault party is still liable to pay the damages. Added: Both parties will probably be cited for driving without insurance as well.
You would usually not be covered if there was an accident and you could be cited if you are caught. It's best to have insurance whenever you drive a car.
An unlicensed driver will probably get cited for not having a license and may even get their car impounded, but is not automatically at fault. The person that the police and insurance company determine caused the accident would be at fault.
Yes