LOOK INTO YOUR POLICY AND SEE IF THEY ARE NOT COVERING THEIR PART. IF THEY ARE YOU ARE OUT OF LUCK. 1. Accept what they are offering. 2. Try to negotiate by getting estimates on your own and showing that their offer is too low. 3. (after trying 2) File a lawsuit or a complaint to the state Insurance Commissioner against your carrier.
NO, that's what the vehicle insurance is for.
If the car that was involved, in an acident was insured yea!
You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.
No. If you had an accident with your husbands car and you were at fault with only PLPD insurance, the damages to your vehicle would not be covered.
Then the people will be charged with insurance fraud.
Insurance stays with the vehicle, barring any policly exclusions to the contrary, the insurance that covers the vehicle covers that vehicles actions. If you allow someone to drive your vehicle and they have an accident that is their fault your insurance will be the one that takes care of the damages.
Driving a vehicle raises the risk of an accident. An accident may damage one's own vehicle or may damage a third party. This may cause financial or legal penalties to the owner of the vehicle. To avoid all or to compensate for the consequences we should opt for insurance. There are 2 types of vehicle insurance. Third-Party Insurance: - Comprehensive Insurance
You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.
I hope you had insurance for this. The uninsured motorist will probably be broke