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What do you do if you hit a car in the parking lot but you have no collision on your insurance?
Wiki User
∙ 16y ago
drive away
Wiki User
∙ 16y ago
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What is meant by California collision car insurance?
Collision insurance means that if you were to get in an accident the insurance company would pay to fix your car instead of the person's that you hit.
Does Geico offer Illinois collision car insurance?
Yes Geico offers collision car insurance Geico Collision coverage pays for damage to your car when your car hits, or is hit by, another vehicle or other object.
What type of insurance is needed if you hit another car?
Basic liability insurance. This covers the person you hit. Comprehensive and collision covers your car.
If you hit a pole you did not see while backing out of a parking space what part of your insurance would cover your car comprehensive or collision and how will it effect your insurance rates?
Comprehensive and your rates will increase. After all, you are a danger to invisible poles everywhere.
If someone hit your car in a parking lot and filed a police report does their insurance pay?
if they are the ones that hit your car then yes, they or their insurance are the ones who have to pay.
What is the difference between collision and liabiltiy insurance?
Collision protects you and your car if you are in an accident, liability protects whomever you may hit.
What to do if Car totaled and no collision insurance?
If the accident was your fault you're out of luck. If you were hit by someone, their insurance will total your car and pay you for its actual cash value.
When should you remove collision insurance from a car?
After you hit something or Typicaly after 10 years of service.
You have no collision coverage and was hit by another car what can you do?
Collision coverage covers accidents you are at fault for. Their insurance should pay for any damages to your vehicle.
What kind of insurance policy would cover your car in the event it is hit in a parking lot?
That would be comprehensive coverage. Anonymous is wrong! It would be collision. It doesn't matter if the vehicle was occupied or parked. If something on the ground collides with your auto it is a collision claim. If your car is hit, then, yes, collision insurance covers it, but the *other driver's* collision. In the event that the other driver does not have or does not have enough collision insurance, you will need uninsured/underinsured motorist covered to pay for your loss, which, by the way, also pays for your loss if your car was hit in the parking lot and the other driver took off (i.e., hit-and-run). Comprehensive coverage will take care of this in NY. Vandalism I am a experienced agent for a large company, if the driver does not turn himself in to you it would be covered under the comprehensive portion of your contract. (and would be considered vandalism).if the driver stays and his company pays the expense it would be covered under collison on his policy.
If you hit a curb and your car is damaged can you claim insurance?
Yes you can as long as you have collision coverage and this will be considered an "at fault" accident.
What type of insurance will cover damages to your car if you hit a deer while driving through a parking lot?
Actually, hitting a deer is generally covered by your comprehensive coverage, not collision. Comprehensive covers "acts of God," which include hitting animals because it was an act of God that the animal was there at that time. Reading your insurance policy will clarify exactly which kinds of claims are covered by which types of insurance. There are 3 catagories for car insurance: 1. Liability (covers you if you hit someone else) 2. Comprehensive (covers you if an uninsured driver hits you), and 3. Collision (covers you if you hit something -for instance, a deer-)
