They can sue you. If you have no money in the bank or no assets (a home, vehicle, valuables), then it won't do the other person any good. It will be nearly impossible to get insurance now that you have an accident on your record without coverage (big no no). In the mean time, hopefully the other person has insurance to cover themselves against people who are uninsured in an accident.
Yes, If the accident was your fault, then it is your fault. Whether or not they have insurance has nothing to do with who's at fault, or who actually caused the accident.
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
He may be at fault for not having insurance. He may or may not be at fault for the accident. Whether or not a driver carries insurance is a separate issue than the one concerning who is at fault in an accident. Do not confuse them or let them overlap. A good, objective assessor won't.
Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.
It depends on what type of insurance policy you have. Some states have the "no-fault" insurance policies wherein the insured party may be compensated regardless of who is at fault in the accident.
No. If the accident was your fault, you can not get money from the other person's car insurance.
Not if it is deemed to be 100% the other drivers fault and they have insurance.
It is really based on whether the accident was at fault or not at fault. If it was not at fault, it usually will not increase.
Yes. The terms of your insurance policy are not relevant if the other party is at fault.
If the accident was your fault, the other party's insurerhas no duties owed you.