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What do I do if I rear ended someone and didn't have car insurance?
Wiki User
∙ 14y ago
A number of things may occur in this situation. First off, you can offer to pay for the damage and injuries out of your own pocket. Keep in mind that even if you do this, the party that you hit may continue to come back for more compensation (medical payments, loss of income, pain and suffering, etc.)
Hopefully the party you hit has uninsured motorist coverage. If so, the damage and injuries may be covered. However, even if the insurance company of the party that you hit pays, they may still come back to collect from you. This is called subrogation, and they have a right to garnish your wages, put a lien on your property, etc.
You should also be ready for repercussions from the Department of Motor Vehicles. They may require insurance in the future and/or charge a fine for being uninsured.
Wiki User
∙ 14y ago
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If you rear ended someone without insurance who pays?
you do or your insurance does.
If someone else driving your car gets rear ended by another car does insurance cover your repairs?
Yes. The guy who hit your car pays or his insurance covers it.
Who's insurance pays when a car is rear ended?
Whoever did the rear ending usually
Do insurencs pay 4 no fault accidents?
If the accident was not your fault (someone rear-ended you, for example), then you would claim on their insurance, and they would pay out.
What happens if you were rear ended but without insurance?
hahha youre screwed...
What happens if you rear-end someone with no insurance?
You're an a-hole. GET SOME INSURANCE!
Who is responsible when you are rear ended and frame is bent?
any time you are rear ended, it is the other driver's fault, from an insurance standpoint. if you have comp and collision, your insurance company will get you a replacement vehicle. If you only have liabiliy, i am sorry to say, you get nothing.
If you rear-ended someone and you dont have collision will your insurance company still pay for the damage of your car?
No your vehicle is not covered. That is why it is always recommended that you carry comp and collision and uninsured motorist.
What if your rights when your rear ended by a driver with the same insurance company as you?
that does not matter, the person who rearended will be at fault
Who is at fault the driver who has no insurance no license and is an illegal immigrant or the one who rear-ended him?
In New Jersey it is the driver who rear ended him who is at fault. However, that does not mean that the illegal unlicensed driver will not face deportation.
Who to file claim with when you are rear ended?
I was rear ended a while ago by a person who was renting a vehicle. She had insurance on the rental and her own vehicle through Safe Auto. Hopefully you exchanged info. with the person that rear ended you! In my case, we exchanged info. Her insurance called me but had told me that since she had rental insurance that the rental place would cover the damages to my vehicle. That was a lie on Safe Auto's behalf. Safe Auto was liable for the damages to my vehicle and after getting on them about my claim through them, I was finally reimbursed. Point being that the claim should be filed through their (the person that rear ended you) insurance company. If you didn't get any of the other person's info. then I would suggest talking with your own insurance company.
What can you do if you were rear-ended and the police were not called and the person who rear ended you did not want it reported to his insurance?
You should still attempt to get insurance information from the other driver. Unless that person has rendered payment for your damages, your expenses will be your own. The other option is to sue the person if they will not pay voluntarily.
