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There are so many other factors and possible discounts to consider that it is best to find an independent agent in your local area and work with them. They will take your info and shop around for you. This saves you time because the agent will get quotes from multiple companies and you just wait for him to find the best price.

Other available discounts are possible for being married, over 25, safe driver (no accidents or tickets for 3-5 years). Your credit score also plays a huge part in insurance premiums. Insurance companies are constantly updating and changing their matrix's which means company A may be the cheapest for students today but in 3 months company B may be cheaper.

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Q: What car insurance company offers the best student discount?
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