Full coverage plus waiver of depreciation
California law requires all drivers to have liability insurance that provides financial responsibility for any damage or injury cause by a traffic collision.
Currently the minimum requirements for Californian auto insurance include at least $15,000 for injury\death to one person. Also $30,000 for injury\death to more than one person and $5,000 for damage to property.
All states have regulated the minimum required Liability Limits of Auto Insurance within that state. Your lienholders Finance Contract that you signed will determine the amount of your property insurance coverage required to protect their interest in your financed vehicle.
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The minimum requirements are liablilty insurance, and anyone driving the automobile must be covered. You must have proof of financial responsibilty.
California does have minimum requirements for the amount of automobile insurance that you need to carry. You are required by the state to cover Bodily Injury/Death Liability of one person ($15,000), Bodily Injury/Death Liability of two persons ($30,000), and Property Damage of $5,000.
Each state in the U.S. regulates it's own minimum requirements for Auto Insurance coverage. All you have to do is ask your insurance agent or company and they can tell you the minimum requirements for your state.
There are a number of websites that offer information on the minimum auto insurance requirements which differ from state to state. One very informative page which lists the requirements for all states, is the About website which has a specific page for Car Insurance Requirements.
The minimum amount required for car insurance in Pennsylvania is $15,000 per individual and $30,000 incident.
It is not advisable to have only the minimum state requirements on your auto insurance. If you are found to be at fault in the event of an accident, you can be held liable for all you're worth over the amount of the insurance policy's limitations.
According to the American Motorcyclists Association, Massachusetts minimum insurance requirements are "Compulsory Liability (Minimum Limits)(20/40/1) "
The insurance available in California are about the same as most other states. You can get comprehensive insurance and some variation of.