There are all different types of coverage for an auto policy as well as different limits of coverage. Some limits and types of coverage are required by law and other amounts and types of coverages are up to the individual owner of the policy.
Having car insurance for rental cars in Hawaii is optional, but you might be covered while traveling through your current auto insurance. All the limits you have with your auto insurance policy remain in effect while traveling. To know if you will for sure be covered by your car insurance, call and ask.
You have to list the drivers covered to drive your car on the policy. If not he is not covered.
Because, unless your car is off-limits to him, he would be considered a regular, not occasional, driver, who needs to be on your insurance to be covered.
Provided that there are no exclusions in your friends policy, anybody driver their car with permission will be covered if they cause an accident. You are of course subject to the coverages and limits on your friends policy. Ex, if your friend has just liability, the insurance company will only pay for damages you cause to the other party, not damage to the vehicle you were driving.
If you own a car and buy insurance to cover it, you are covered although the insurance is on the car. You can allow other people to drive the car and they will then be covered even if they don't have insurance.
It is not automatically covered. You must call your insurance company and add the car to your policy.
If you have insurance on a car anyone who you give permission to drive the vehicle is covered under your insurance. This is normally covered when insurance companies ask if there will be any other drivers for the vehicle.
passengers in my car should be covered since the california car insurance law requirement does not distinguish as to which person is covered by bodily injury liability insurance
No. Your Car is covered by your Auto Insurance Policy. It is never covered by a homeowners policy no matter whose property it is on.
There is a range of limits when getting temporary car insurance. The choice within the range is up to the applicant. For the most part the length of time covered is anywhere from 1 day up to 4 weeks.
A multitude of topics are covered on car insurance forms. Some examples of topics covered include the following: how to make an insurance claim and what to do after an accident.