If you are hit by an Uninsured Driver you should take the following actions- Contact the police, get information from and on any witnesses that saw the accident and get photographs of the vehicles and the accident scene. Another important step to take beforehand of the accident is to make sure you have Uninsured Motorist Insurance on your Car Policy.
Uninsured driver hits another uninsured driverYour both out of Luck, Neither of you have insurance. Both drivers will likely be fined and both drivers will likely have their drivers license suspended.
My insurance canceled uninsured person hits someone in rear what happens to me
Only if the truck driver was at fault.
The insured drivers uninsured motorist coverage should take care of it. Doesn't matter if property is private or not.
What happens when an insured driver hits someone depends on the state you live in. In a no-fault state you present your claim to your insurance company for payment. In a tort state, you would sue the driver for compensation. If you have uninsured driver coverage, then your insurance company should cover you and/or your vehicle, up to a certain amount. You should check with your insurance company to be sure.
This is a term used to describe when someone hits another driver and leaves the scene of the accident. In this case the only option you have is to file a claim on your own uninsured motorists coverage assuming that you have such coverage.
they are both screwed
If the driver with the suspended license caused the accident then he/she is responsible.
Uninsured MotoristUninsured motorist is pretty much insurance where if someone hits you and they lack auto insurance, your insurer will still pay damages for your car.
File a loss notice with you Homeowners insurance Company. You should have no problem getting the damage to your home covered.
You have no insurance at all on the vehicle correct? And no other vehicles that have insurance? If the driver has insurance then that is where you need to go to look for coverage, if they are uninsured as well, then assuming he was negliegent (not all ped. accidents are the fault of the vehicle driver), then you will need to bring suit against the driver. Again assuming he was negliegent.
the uninsured automobile owner rhas to pay out of pocket for the damage