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You will need to check your insurance policy for the details of liability. Contact your auto insurance company for clarification and also take notes of the conversation including whom you talked to for later reference. The policy is the document of reference in any dispute.

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Q: Though owner has full coverage insurance and gets into an accident can cosigner be sued.?
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What if someone is driving your car and has an accident will your full coverage insurance cover it?

Usually yes. It depends on the brand of insurance though. You should check with your provider to be sure.


I was in a car accident and my insurance will not provide a rental car even though i have full coverage can they do that?

You only get a rental if your policy specifies that you chose to pay extra to have rental car coverage. Having collision coverage is not the same thing as having rental. Collision coverage just covers the repairs to your vehicle. If you are not at fault for the accident, the other person's insurance will provide you with a rental car.


If you had an accident that was your fault you have uninsured motorist coverage the other driver was uninsured do you have to pay all the costs?

The at fault driver is responsible regardless of who has or does not have insurance. You were at fault, you get the bill. Fortunately though you have insurance. So they get the bill.


Does work life insurance cover personal automobile accidents with respect to loss of an eye benefits or does the accident have to be work related?

Yes. Double check your certificate of coverage though.


I wrecked my friends car will my liability insurance replace her car?

No. Their insurance will cover the damage to their vehicle, though they will not be happy about an unlisted driver being behind the wheel having an accident. If they have no physical damage coverage it will not be repaired or replaced.


Does insurance still cover a claim for damages when not at fault and hit by an uninsured motorist if the vehicle's registration is expired at the time of the accident?

yes the coverage is effective even though the registration is expired.


Do you need to be on the insurance for a car you cosigned for if the other cosigner has full coverage?

If the vehicle is insured and you do not ever drive it you wouldn't be required to be listed on the policy as a driver. Most companys though may want all 'owners' listed, for numerous reasons.


Am I responsible for an accident i had with no coverage but no citations were given to the drivers?

A citation or not makes no difference as far as who was at fault though it does make it easier. Also whether or not you have insurance has not effect on who was at fault. Who had the best chance of avoiding the accident is the party most likely at fault.


Does Medicare cover auto accidents?

No, Medicare is not accident insurance. However if you are a qualified medicare recipient then it will cover the cost of health care in treating those injuries that resulted from an accident. It will not pay though for financial loss or liability damages resulting from an accident.


If you have a million dollar umbrella and 100-300 on your auto insurance is your total coverage one million three hundred thousand?

It depends on your policy. Your liability coverage for an accident that doesn't involve your car is a million because of that umbrella policy. For an automobile accident, your total coverage is probably 1.3 million, but might be less because of an exclusion in either policy about duplicate coverage. That's not a common exclusion, though it is possible. It depends upon your policy. You should have received a copy of your policy when you paid for your coverage. If you don't have a copy, or don't understand it, call your agent or insurance company.


Can you get money from the opther persons car insurance for your injuries even though the accident was your fault?

No. If the accident was your fault, you can not get money from the other person's car insurance.


Is your full coverage insurance still in force even though you were cited for expired plates and involved in accident that was an uninsured driver's fault?

Depends On How Strict Your Insurance Company Is, Also How Long Were The Plates Expired. But From Your Info Sounds Like You Should Be OK. Do Hope This Helps