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It depends on your coverage. Is there an age limit exclusion or an exclusion for a specific person. If you policy excludes anyone under 21 and you grand-daughter was 18 then it is not covered.

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Q: Should your insurance company pay you anything for a car accident that total lost your car and the other driver was at fault and you were fully covered but your granddaughter was driving?
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Related questions

I have liability only and my car was totaled?

If another person was at fault for the accident, you will need to go after their insurance company. If you are liability only, your insurance company will not pay for anything.


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