Not necessary- you only add/exclude drivers
If you add the child as a driver on the policy.
All drivers should be listed on your policy to be a covered driver. you should add your child to your auto policy for proper coverage.
Just call up your insurance company/agent, and tell them that you request his name to be removed from your policy. They will then issue you a new policy w/ id cards. Some insurance companies require that the 18 year old has acquired auto insurance elsewhere before removing them from the parent's policy. This may prove difficult for the parent who may be forced by the insurance company to carry auto insurance on their child indefinitely until such a time when insurance can be obtained.
A teen in Rhode Island should get their own auto insurance policy when they get a car in their name.
You have to remove your child from the policy and have them find their own.
Inexpensive auto insurance can be as good as expensive auto insurance, it just depends on the policy you are getting. If you are aware of exactly what coverage you are purchasing, there should be no reason why you couldn't by the less expensive policy.
Andybab7- Any auto agencies should be able to write policies for a teenager. It would be very prudent to have your agency add your child on to your policy to take advantage of the multi policy discounts.
Either parent could provide insurance for a child under their auto insurance policy. Alternatively, the child could obtain their own auto insurance policy if either parent is willing to countersign sign the insurance application with the child. As far as liability causation the parent who facilitated the acquisition of the automobile wold have the greater responsibility for resulting damage and liabilities.
You can pay for insurance on an auto that is not yours...but the policy must be the titleholder's policy.
In the state of Texas you do not have to list your child on your policy. If living in your home you can enlist a separate policy for that child. If living in another home it is never a requirement to have them on your policy although there are some policies which certain insurance companies write which require the child on your policy while living in your residence.
As the driver is a minor child, the Custodial Parent or other Custodial Entity is Financially Liable for the acts of the minor child. An auto accident may or may not be covered under the Custodians Auto insurance Policy depending on whether the child is covered or excluded from coverage on that Policy.