Hopefully you carry uninsured motorists coverage on your own policy.
If you have it, it will cover your expenses up to the policy limits. If not, it may prove difficult to recoup your losses from the uninsured driver directly.
Also make sure you have a filed accident report. It might be helpful if you wind up in court later.
If a car is totaled in an accident and only liability insurance is present, there is a chance that the other party's insurance will pay for the vehicle if the accident was their fault. If a car is totaled, but no others were involved, then the responsibility falls on the registered owner. This will not release the registered owner from paying for the vehicle, either, if money is still owed on the car.
you pay money
Situation dependent. Severity of the injuries, complications of the procedure, and other factors will ultimately be key in determining this. There isn't a set amount.
A car is considered "totaled" if the cost of repairs is equal to, or greater than, the blue book value of the vehicle.
The very first thing you do is report it to the police. Whether the car is "totaled" or not (a decision typically made by insurance adjusters), a police report is required for any automobile accident.
If friend negligently caused the accident, yes.
mine flipped but not actually rolled. it landed on its drivers side. the damage to the outside really was not that much, in fact, pretty impressed...but the diagnostics was totaled and the insurance company said it would cost too much to fix so they totaled the vehicle. with the degree of the accident, we all walked away with no injuries, which again impressed me.
You should be thankful that no one else was injured in the accident, start saving for a new truck and make sure you never make the same mistake again.
No, the insurance company takes the car and they give you the value of the car,(depending on condition,make,model,year,# of miles).
It would depend on why the car was totaled and who's fault the accident was and what time of insurance do you have PLPD or Full Coverage
That insurance will probably cover the BANKS interest in the vehicle and any liability that may be assigned to it, but little or nothing for you.
Ask a salvage yard what they will pay for it.