0
What else can I help you with?
How do you lower homeowners insurance?
You can get a burglar alarm, increase your deductible or lower you personal liability limit. As to the deductible and liability limit you'll need to check with your mortgage company as they will dictate the minimum amounts. You can also shop around other companies.
What type of insurance is required on cars in Alabama?
Alabama's one of the states that requires minimum liability insurance. Alabama stipulates that an individual who has minimum liability insurance must have insurance that will cover the following Bodily Injury Liability: $25,000/$50,000 Limit Property Damage Liability: $25,000 Limit.
What is extended replacement cost homeowners insurance and how does it differ from traditional homeowners insurance?
Extended replacement cost homeowners insurance is a type of coverage that pays for the full cost of rebuilding or repairing your home, even if it exceeds the policy limit. This differs from traditional homeowners insurance, which typically only covers up to a certain percentage above the policy limit.
When watching a friends dog it is injured will insurance cover medical expenses?
Domestic animals are not covered under the homeowners policy. As it pertains to a liability situation, a dog would be considered 'property' and the homeowners "damage to property of others" provision in the liability section of the policy applies but only if you were the one who injured the dog, usually with a limit such as $500.
Can you drive in Pennsylvania without insurance?
No. You must at least have liability insurance bodily injury liability limit of $15,000 per person, $30,000 per accident, and $5,000 property damage limit.
If you are renting a house and want to set up an above ground pool who's insurance needs to be notified the renters' or the home owners'?
The homeowners insurance would need notification.I would notify both cause actually both the renter and the owner can be at risk as far as liability. I would recommend increasing your liability limit to at least 300K if its not there already.
Does homeowners insurance pay for loss of personal property in the homeowners apartment in another city?
Yes. For a theft loss, conditions and limitations on the amount of coverage may be applicable. Additonally, many policies limit the amount of coverage to 10% of the total policy limit for contents for all covered losses away from the residence premises. //
You have liability insurance but no collision coverage and your car was hit by another driver will their insurance cover your damages?
Yes, if they accept liability and they will pay up to the limit of property damage coverage.
What is the statutory time limit to sue a homeowners insurance company?
the standard policy says two years
How much commercial general liability coverage does a homeowners association need?
A professional insurance agent is qualified to help you determine what limit you need. Excess liability or umbrella coverage can provide high limits at a price that is substantially lower than your general liablity coverage. You should consider buying this coverage to increase your coverage limits.
Does homeowners insurance cover personal items stored in a rented garage?
Yes. A homeowners policy provides the widest and most coverage for the money of any type of insurance there is. You have coverage for up to 10% of your coverage C limit off premises. This way you have coverage while in storage, on vacation, a child's property in their dormatory at college, etc.
Do you have to have a business name to take out general liability ins?
A business name is not required to obtain general liability insurance for your business. It is recommended that you incorporate your business to limit your liability.
