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There are some companies who offer cheaper car insurance premiums for drivers over 50, as they have less probability of getting into an accident because of their experience. Also a certain amount of discount can be acquired if one takes the 'Pass Plus' driving course. However, people older than 70 are considered to be at a high risk of getting involved in an accident,like the young drivers, and are offerred a higher premium rate.

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Q: Is there cheaper car insurance available for older drivers?
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Related questions

At what age does car insurance get cheaper as you get older?

Car insurance first gets cheaper when you turn 25.


Can an 18 year old get car insurance?

If you own a car and have a valid drivers license than you can get insurance at any age, even 18. You will pay quite a bit for insurance if you don't have any older drivers on the policy though so it is usually cheaper to stay on a parents policy until you're married or you have 3 years of driving experience.


Why do older computers and their accessories get cheaper over time?

Older computers and accesorires become cheaper with time because the technology changes. So as new technology becomes available older ones become cheaper.


What is the significance of car insurance for older drivers?

Older drivers are often associated with higher auto-insurance costs. They are more likely to have physical ailments as apposed to younger drivers. These could include visual impairment, hearing loss, reflex issues, and memory loss, among other things. These problems can lead to more accidents and therefore raise insurance rates.


Do they sell car insurance for student drivers?

As a young driver you will generally be required to pay higher car insurance premiums than older and more experienced drivers however this does not means its impossible to find affordable car insurance coverage from car insurance companies.


Is it safe start off driving a performance car once got a driving license?

It is the inexperience of the new driver which determines the safety not the car. That's why a new drivers car insurance is so expensive and a much older experienced drivers insurance is a lot cheaper. The new young driver is generally much more likely to have 'Accidents'. My opinion is they are not 'Accidents', rather, they are negligence.


Can you get life insurance rates cheaper by insuring the younger spouse and adding on the older spouse?

I haven't see that feature, but ask your agent.


Is car insurance cheaper if a woman is listed as primary driver or a man?

It depends on the age and driving record of both parties. Generally speaking, women can get cheaper insurance rates than men, all things being equal. However, an older man with a long, clean driving history would get a cheaper insurance rate than a young woman with a short or poor driving history. If you are both listed as possible drivers, it probably won't make a large amount of difference in the price you are quoted. The insurance company would have to assume that either party could be driving the vehicle at any given time.


Is auto insurance for college students expensive?

Insurance companies usually charge more for younger drivers than they do older, more experienced drivers. It doesnt really have anything to do with whether or not they are in college. There are some insurance companies that offer a discount for being a good student, usually with grades of "B" or better.


On which website can I receive an affordable auto insurance quote for older drivers?

www.insurancefinder.com is a good place to start. you could also try AARP.


Is auto insurance cheaper for a new car?

Hardly ... the cost to fix a new car is far greater than an older one. The insurance must also cover complete loss, payable to the institution who owns it (has the title) ... that is not usually required in an older car purchased for cash.


Guide to Cheap Liability Car Insurance?

The term liability is a legal term that refers to a person's responsibility for injury or loss caused to another person or to another person's property. Each person who causes an accident is therefore legally liable for damages done to another person or their property. Liability insurance is coverage a car insurance company provides to its insured clients in the case that the insured causes an accident. Each state in the U.S. has enacted minimum liability car insurance laws that require drivers to pay for and carry liability insurance protecting those whom they may injure from damages. Most states have enacted minimum liability limits for the following: medical costs minimums for a single or multiple passengers property damage minimums The minimum coverage amounts required by minimum liability insurance vary from state to state, but drivers are typically required to pay for and maintain liability car insurance at a minimum. Stiff penalties are also levied on drivers who let their liability insurance lapse or fail to carry proof of that insurance in their vehicle. To obtain cheaper liability car insurance, drivers can follow these rules: Keep a clean driving record, free of speeding tickets, law enforcement traffic stops, and accidents. All of these can cause a driver's car insurance company to increase their liability insurance premium rates. Drive an older, safer vehicle. Car insurance companies rank the cost of car insurance premiums based on a variety of factors, but driving an older, safer vehicle is one of the ways drivers can obtain cheaper liability car insurance. Vehicles with lower horsepower are relatively less likely to be involved in accidents, so the statistics indicate that these vehicles are less risky to insure. Stay free of alcohol and drugs. A single DUI, or Driving while Under the Influence of alcohol or banned substances, can increase your liability insurance premiums dramatically. Cheaper liability car insurance can be researched over the Internet. With a great number of insurance companies, and brokers who represent a wide number of insurance carriers, making their coverage and premium rates available for comparison, consumers are now at a great advantage to shop around and obtain the least expensive liability car insurance.