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Why would you wait past the deadline for filing the claim in a timely manner. You probably had a year or so in order to file the claim. The deadline is one of the rules of the policy so you probably cannot get past this rule unless you can prove that somehow you did report it to some agent of the company be they an insurance agent, claims dept, customer service, or some other representative of the company.

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Q: Is there anyway to get paid on a insurance claim if you missed the deadline by timely filing?
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