Yes, per the FDCPA (Fair Debt Collections Practices Act) contact can only be made from 8:00 AM to 9:00 PM seven days a week, at your home. There is no restriction on contact at your place of employment. Here's the thing, in most cases, if it is 10 or 11 o'clock PM and the repo agent sees your lights and TV on, he may do you the courtesy of letting you remove your personal items in exhange for the keys. Two reasons for this: first, if your personals stay in the car you will pay a storage fee to get them back; and second, with the key he can more easily unlock the shifter and steering column and can more safely tow your vehicle. The second part is important to you because if you redeem it, you will not be redeeming a stripped transmission/differential or wrinkled fender.
Yes, they can knock on your and attempt to contact you. what the lastest time they can do that
No, this is trespassing.
No.. they really don't have to knock. They are allowed to take the car without any notice.
Morning or afternoon at any time will be great to open my doors to you pch members staff pch , you very welcome !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Laws on this (and interpretations of those laws) can vary in different jurisdictions. In some states, there is a law dictating "peaceful repossession", and knocking on a door at midnight might be considered in violation of that.
yeahh!
if you told them about the purse and they kept it it probably is, otherwise i do not think so.
No. The bank didn't do it...... the repo man did. See the problem with your logic?
Not dodging the question, but a little of both. It depends on the info they have available about the account, their workload and other factors. Some lenders specify NO CONTACT with the debtor.
NO, you cant do that in ANY state. It will get you sued quickly. Ohio Repo Laws
im not sure about Washington but i repo in Texas and 5 other states and i cant cross the border to get one so most likely they cant either
No they cant it is illgal