If you mean, "Is the insurance carrier for the at-fault driver liable to pay if the at-fault driver received a DUI," the answer is almost always "yes." The at-fault DUI driver might have a provision in his or her policy that would exclude coverage for this type of accident, but I've never seen it. And even if such a provision did exist, it's unlikely a court would uphold it because it's against public policy to place injured parties -- not to mention the drunken insured -- in a situation where they aren't indemnified. The at-fault DUI driver is in for a nasty surprise, though, when he sees what his premiums are going to be for the next few years...
The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.
If the damage occurred during the accident in question, then it should.
Damages that happen as a result from pulling you car from a ditch or from an accident are not the "fault" of the towing company, after the car is loaded any damages are the "fault" of the towing company so it depends on when the damage occured.
They will if your policy was in force during your loss.
Generally, your coverage expires at midnight on the last day of your policy. Until then, you are covered. There may be some time limit during which you must report an accident, but if it happened while you were covered, the insurance company should take care if it.
If the employee was in a company vehicle, on company business, then the other driver would suit the company. But it also depends on where the accident took place, as the laws differ.
I am not positive but I would guess that (saying your BF is at fault)1) Your insurance will not cover your car since it was driven by someone without a liceance2) Your BF's insurance is not valid since he does not have a drivers liceance (even though it is active)3) You will be personally responsible for the damages to your car and your BF will be responseable to any damages he has cause during the accident.
Personal accident insurance covers the insurance in case of an accident during working hours and leisure time. Accident insurance varies based on the premium, but it usually covers the hospital expenses and additional expenses.
file and pursue a claim or dont. If you do file , file a police report, get a copy of the report and have your property insurance company pursue the claim against the insurance company covering the party or parties involved in the auto accident
Weather doesn't matter. Your HomeOwners Insurance would be responsible for those damages.
Absolutely not. No insurance company will cover a cosmetic eyelid lift. Cosmetic surgery is not covered in any case unless maybe it was caused by an accident that occured during the policy period. I don't see any way that even an accident would nee this type of cosmetic surgery. Out of your pocket only.
if you add them AFTER they have an accident, they will not be covered for anything that happened during, or as a result of, the accident