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Is it possible to purchase additional homeowners insurance to cover foundation and related repairs?
Wiki User
∙ 18y ago
Home policies include this coverage. These are necessary repairs for a large or total loss. I never have known for this to be excluded.
Wiki User
∙ 18y ago
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Where and how do you get insurance if your homeowners insurance is cancelled?
Contact a local independent insurance agency for possible insurer's for your risk.
Does homeowners insurance cover condemnation?
It is possible for a homeowners insurance policy to cover a condemnation. However, many factors are involved including location and size of house before a final decision can be rendered.
Can you get insurance if your not the homeowner?
Yes, It is possible to purchase insurance on behalf of the owner. The Homeowners insurance policy must be in compliance with local law. The legal owner must be the beneficiary and must be listed as the loss payee for the insurance contract to be valid.
Are rental homes protected under homeowners insurance policies?
No. In the united States, Homeowners Insurance polices are Null and Void at the moment your home is rented unless you have had the policy endorsed for rental property coverage. This is often referred to as "Landlords Insurance" and requires a different policy form known a "Dwelling Policy". Most Insurers will simply cancel the old Homeowners policy and issue a new "Dwelling Policy" form to cover you as this is the appropriate policy form. Your landlord's insurance policy, or "Dwelling Policy" will cover your rented home. It is certainly possible to have property and liability insurance on a rented property but not on a traditional homeowners Insurance policy form.
Will homeowner's insurance cover bills for my dog attacking a neighbor's dog?
It's possible but you should contact your insurance agent and ask. Most homeowners insurance policies these days have default language that excludes liability for for animals.
Does your homeowners insurance cover the theft of your neighbors saw that you borrowed?
In general your Homeowners Insurance Policy is specific to property of the named insured. But it really just depends on the type of policy you purchased and the scope of coverage afforded. It would be a good idea to contact your insurance agent. Your agent could advise you on possible coverage for the stolen property.
What can one find on the website Insweb?
Insweb is an all-in-one website for insurance designed to provide the consumer with the best possible insurance policy. It is ad-free, corporate-greediness free, and full of useful information designed to provide the consumer with the largest amount of information possible in order for them to receive a satisfactory insurance policy, whether it be life insurance, car insurance, or homeowners insurance.
Can you get insurance on a house under construction?
Yes, Coverage is available under a builders risk policy. If your home is just going through remodel, it may be possible for homeowners insurance to continue during construction, if not you will have to purchase builders risk as mentioned above. Have your homeowners insurance agent confirm with the carrier, the same agent can probably do the builders risk policy for you.
What is the best home owners insurance?
An HO3 all risk policy offers the broadest coverage possible for a homeowner. Many insurance companies offer the HO3 policy form, they cost a little more but they are the best homeowners insurance policy you can get.
How can you save on home owners insurance?
Some ways to save on homeowners insurance are to try to combine your auto insurance, there are usually discounts for multiple policies. If that is not possible having smoke detectors, fire extinguishers, an alarm system and sometimes deadbolts on door will lower you premium.
Can you get insured on your boyfriends insurance?
Yes, they can add you as an "additional insured" on the policy. It could possible make his insurance rates go up though as it will then be considering your age and driving history.
Is it possible for an alien to have Medicaid insurance?
It is possible for an alien to have Medicaid if the alien is here legally and has met additional requirements such as refugee status and/or minimum length of stay in the U.S.
