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Motor insurance policies have a scale of reduced premiums where there has been no claim under the policy. This is why the reduction in premium is called a "No Claim Bonus". It is not a "No Blame Bonus". If a third party was 100% responsible for an accident and you recover all of your costs directly from the third party without claiming on your insurance, then the accident should not affect your bonus or your record. However insurance statisitics show that drivers who have several accidents, even when theyare judged not to have been At Fault are more likely to be involved in future accidents which will increase insurance costs, so there is an added risk factor which has to be declared to the insurer and taken into account.

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Q: Is it possible to have no fault accidents removed from your record?
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Related questions

Do all accidents go on your driving record?

All accidents that you were involved in. You have to be driving the car when involved in these accidents . It does not matter if it was your fault or not. They all go on your driving record for 5 to 7 years they stay there.

How do you lose points on drivers record?

Well in our province you lose points because of accidents you were found to be at fault for and for certain driving tickets.

Do accidents only go on your driving record if you get a ticket?

The accident will show but it will be marked as a not at fault accident and should not increase your insurance rates.

At fault accidents?

Accidents in which your action or inaction was determined to be the main cause.

Is Texas a no fault state in auto accidents?

Texas is NOT a no-fault state for auto accidents. You can, however, purchase uninsured motorist coverage.

How long does an at fault accident stay on your driving record in Arkansas?

Normally accidents don't go on your license record. They go on your insurance history, and most insurance companies look back up to 10 years.

Do you have to report at fault accidents if they are not on your record when shopping for other insurance?

Sometimes accidents don't show up on your record for a while. Eventually if your policy is in the middle of its term and they run a MVR or Auto Loss Report they may see the accident, most insurance companies can't charge until the policies renew.

A sentence using the word fault?

Sometimes accidents just happen and no one is at fault. It is never the child's fault when parents divorce.

Do premium's go up in parking lot accidents?

If you were at fault, yes.

Why fault protection is essential.?

To prevent overheating/damage/fire of the electrical components in a circuit.

What states have no-fault auto accidents?

California, Nevada, and Oregon are no fault states. If you need a complete list of all the fifty states that are no fault or driver fault states you can ask an insurance agent.

What does it mean Colorado is no fault state?

It is for insurance purposes. In accidents (auto) , they don't determine fault. Your insurer pays for you no matter who caused it.