This is perfectly okay. Things to check on is make sure your deductable hasn't risen significantly, as well as your coverage terms. You know, fine print things.
hazard insurance is another way to say homeowners insurance - they should be referring to the same thing
No, your Homeowners Insurance will not. Your Medical Insurance Will.
If you are required to carry homeowners insurance by, say, the bank through which you have your loan, you can switch to another provider for insurance at any time (there are a few forms you would need to fill out, but your new agent would be able to help you with that). You wouldn't be able to switch to another kind of insurance, though. The new policy would need to be a homeowners policy.
no
No. Your homeowners insurance coverage is specific to the named insured(s). It does not cover the property of another.
Criminal Acts of a Homeowner or ResidentNo. Homeowners Insurance does not provide coverage for criminal acts of the owner or other residents.
All of the major insurane companies offer home insurance in each state. You can contact the company you already have insurance with to see if they offer homeowners inusurance as well. Another option is to look in the yellowpages and find the names of insurance companies that are smaller or will have local offices you can contact.
No. The property of your guest is not and can not be scheduled on your homeowners policy simply because it does not belong to you. You also can not be held liable for the criminal acts of another.
Homeowners Windstorm InsuranceMost homeowners Insurance Policies come standard with Windstorm Coverage unless you are in certain high risk areas. If your policy does not already have windstorm coverage and you need or prefer to have it you should contact your Insurance agent to ask about adding it to your policy.If the company you are currently with does not offer t he coverage for your area you may need to purchase through another provider.
No. Your homeowners will only cover personal injury if it occurs on the property listed on the policy.
Most people just buy another insurance policy somewhere else. That is usually what happens.
The British Gas website has three offers right now. One of those offers is a 20% online discount for British Gas homeowners insurance. Another one is 17% off plumbing and drains.