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Is homeowners insurance available after filing a sinkhole claim?
Wiki User
∙ 10y ago
It should be but the premiums may be higher or there may be some exclusions applied.
Wiki User
∙ 10y ago
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Can you get homeowners insurance from anyone after filing a sinkhole claim?
Possibly. Call an agent.
Homeowners insurance and basement flooding?
If you are filing a homeowners insurance claim because your basement was flooded then be sure to be specific when making the claim because most homeowners do not have flood insurance. If your basement flooded as a result of a broken or leaky pipe or from some other cause from inside the home then you should be fine but if your basement was flooded as a result of an outside source then you may not.
Is there a statute of limitation to put in a homeowners claim in New York?
A statute of limitations applies to a law suit. In this case the contract with the insurance company sets the time limits for filing claims.
What is the statute of limitation to file a homeowners claim in mo.?
You should verify with your insurance agent. However most U.S. states have a 2 year limit for filing property damage claims.
How does filing an accident report affect your driving record and insurance if you are not filing an insurance claim?
It goes on your record and your insurance rates get adjusted.
If you hit the side of a garage when pulling in will insurance cover it even if happened at a home on private property?
More than likely the homeowners insurance or the auto insurance would cover the damage. The person would have to evaluate whether the deductible and possible increase of rates would be worth filing a claim on either policy.
Does homeowners insurance allow retroactive claims?
Preexisting Home DamageMost states only allow a maximum 2 year delay in filing a claim.There is no such thing as a retroactive claim. Homeowners Insurance policies "Do Not" cover preexisting damage and the claim should be filed with the Insurance company that was covering the home at the time the damage occurred.Other answersMost do however it depends upon the claim and what state you are in. Also the period of time cannot usually be over 12 months.
How should I handle liability insurance given that I pay local handymen to fix roof leaks and they don't have insurance?
I'm assuming you have homeowners insurance. You should contact your agent or the policy services dept. of your insuring company and discuss this with them, there may not be coverage under your liability portion of your homeowners policy to cover him, and you may want to add an endorsement. Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more! State Insurance Department websites: http://www.naic.org/state_web_map.htm
If a homeowners insurance agency claimed you the homeowner filed a fraudulent claim is there a statute of limitations on a lawsuit that the insurance company can file against the homeowner?
Every state has different statute of limitations on crimes such as filing a fraudulent claim. Contact an attorney or check out your state's statutes to determine the SOL.
Is damage from bees covered on your homeowners policy?
That depends on the homeowners policy you bought, most homeowners insurance policies don't cover insect infestations but many will cover resulting damages if any, once you have abated the infestation. So first, call an exterminator to remove the Bees, Then if there is any remaining damage after removal, contact your home insurance company about coverage for any needed repairs. If damage is minor or below your deductible, it might be cheaper just to hire a handyman for that than filing a claim.
Will your homeowners insurance rate go up if you file a claim to replace your fence?
Most homeowners insurance does not increase rates due to claims. However, claims do determine whether or not a company continues to renew your policy. Especially now, if you are cancelled it is much harder to get home insurance.
Can you change homeowners insurance companies if you have a claim with the old company for hidden dry rot?
You can change insurance companies at any time you want to. Dry rot is not covered under any homeowners insurance policy and will not be covered by any other company that you change to. When the company finds that you are filing claims for such items and are mad because it wasn't covered the new application may be rejected as well by the new company. Dry rot is a maintenance issue and not the result of a covered cause under home insurance. To be covered by home insurance it must be the result of a covered cause which generally means it must be sudden and accidental.
