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Is car insurance cheaper for women?

Updated: 9/18/2023
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Wiki User

10y ago

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Yes, car insurance is cheaper for women. Insurance companies charge individuals based on demographic data, and women continually cost insurance companies less. This is partially because men get into more accidents, but even those years when the numbers of accidents between genders is nearly-identical, women get in less severe (i.e. less costly) accidents, so insurance companies feel justified for charging men extra.

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10y ago
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Wiki User

12y ago

It is true that car insurance is cheaper for the population of women than it is for men. The reason for this is because, statistically speaking, men are involved in far more auto accidents than women.

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Related questions

Is there a company that offers cheaper car insurance for women?

Companies offering cheaper car insurance for women appears to be an urban myth. There are plenty of websites that claim to have information regarding the topic but none can name a single company that actually provides cheaper insurance for women.


Which companies provide cheaper car insurance for women?

One can find different companies that provide cheaper car insurance for women, depending on the country. One can find cheap insurance for women from companies where the owner is a woman and as a result might trust more women.


Is it possible for women to get affordable car insurance?

It is possible for women to get affordable car insurance. I think it is cheaper for a woman to get car insurance than it is for a man to get car insurance as a matter of fact. Contacting an insurance company for quotes will help you.


Where can someone find cheap car insurance for a woman?

In general insurance is usually cheaper for women than men. In some cases however, if one has had driving charges in the past the insurance could be higher. Although there is no information regarding companies in North America that specifically offer cheaper car insurance for women, there is a company in the UK called GirlMotor which offers cheaper rates for women.


What companies in the US specialize in women only car insurance?

Swiftcover, Avia specialise in women only car insurance. They are traditionally cheaper than for males as statistically women make fewer claims and have fewer accidents.


Is Virginia car insurance cheaper than insurance in California?

Yes, Virginia car insurance is generally cheaper than insurance in California


At what age does car insurance get cheaper as you get older?

Car insurance first gets cheaper when you turn 25.


Would it be cheaper to have family plan car Insurance or individual car insurance per person?

It is usually much cheaper to have an individual car insurance plan.


Where can one purchase cheap car insurance for young women?

Car insurance, along with pretty much every other type of insurance, including life and home insurances is always cheaper for women to purchase than it is for men. A place to purchase cheap car insurance for women include insurance agency offices like the offices of Geico and Progressive.


What companies offer cheap women's car insurance?

Without knowing what country one is located in, it is rather difficult to provide definitive answers as to companies that offer cheap women's car insurance. In general, women are usually cheaper to insure for car insurance. It has been found that there is a company that is called "Girl Motor" as well as "Diamond Car Insurance" but both companies are located in the UK.


Can you find cheaper car insurance online?

If you are looking for cheaper car insurance, there are many available options. By requesting quotes from various providers, you are sure to find affordable car insurance.


Are there any special car insurances for women?

There are a number of different companies that offer car insurance specifically for women drivers. The insurance companies consider women drivers to be less reckless and drive slower than male drivers so they generally offer cheaper premiums for women.