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Any motor vehicle operated on a public roadway must carry auto insurance. It does not matter whether payments are still being made, or if it's paid off. If you don't have insurance, you cannot drive that vehicle off of that lot.

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Q: Is auto insurance required when car is paid for in full at time of purchase?
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Is full coverage auto insurance required for auto financing?

Yes, full coverage auto insurance is required for auto financing. This rule protects the bank if you have an accident.

Do you have to purchase full coverage auto insurance in Illinois if your vehicle is paid for?

You do not have to purchase full coverage auto insurance in Illinois if your vehicle is paid for. You do still need Bodily Injury Liability, Property Damage Liability, and Uninsured Motorist coverage.

What is the difference between minimum and full coverage with auto insurance?

Minimum coverage is the minimum amount of insurance required by law. Full coverage is the full package from the insurer, insuring everything they offer to cover.

Minimum auto insurance on an auto loan?

full coverage

How much does full glass auto insurance cost?

A website that would be able to assist you is They have a policy for full glass auto insurance.

Do you have to have full coverage auto insurance?

No, "full coverage" auto insurance is not required by law.All states require some level of car insurance that covers costs if you are responsible for an accident. That would be called liability insurance and the state minimum coverages dictate how much of it you need to buy.That said, "full coverage" does not actually exist and the phrase generally refers to buying a combination of several insurance types to ensure the most protection.

What is the difference between full coverage auto insurance and liability only insurance?

Full coverage auto insurance covers everything. If the car is totaled they will will replace it. Liability auto insurance will only cover medical bills, and not the car if it is totaled.

What does SR-22A stand for when applying for auto insurance?

An SR-22A is an endorsement on an auto insurance policy that is required by the state. A person who is required to have an SR-22A is normally someone who has trouble keeping his or her insurance in force. They have often been caught driving without insurance. The insurance itself is usually not more expensive than regular insurance but generally the premium is required to be paid in full or at least more retrictive. The insurance company is responsible for making sure you have insurance for the full policy term or must at least give the state more notice time if you are going to cancel.

Can you personally be sued for auto negligence if you have full coverage auto insurance?


Where can one buy full coverage auto insurance?

Full coverage auto insurance will be available from all the major insurance firms. Allstate, State Farm, Geico, and Progressive all offer it. Full coverage is more expensive.

If you have full coverage auto insurance and am driving a friend's car who doesn't have insurance and you get a no insurance citation who is responsible for this citation?

the owner of the vehicle is responsible for the ticket. he/she/they are legally required to at least have the minimum liability coverage your state requires.

If I buy a new car with a loan, do I have to have liability auto insurance in New York State?

You are required to have liability insurance on any vehicle. The lender may require you to have full coverage as a loan condition.