Yes... depending on your state though. Your auto insurance medical payments, or if you have personal injury proctection/no fault that would be primary in the event of you or anyone in your car hurt in an auto accident. Your our health insurance would be excess. In some states you can opt to have health insurance primary and auto excess. You can always check with your auto insurance provider, they can answer the question better b/c they can see your policy.
Over and above medical coverage on your auto insurance. There is no way you can get out of telling your auto insurance company about the accident, because the health insurance company will tell them about it first. This also depends on whether or not your State allows health insurance to cover such accidents.
If you have both medical insurance and auto insurance, the primary company billed will depend on the situation. If your injuries and medical costs were caused by an auto accident and you carry Medical Payments coverage, you will bill your auto insurance provider. If you do not carry Med Pay insurance coverage, as it is optional in the state of California, the circumstances will depend on who is deemed at fault for the accident. If the other party is at fault, you will bill their insurance company and will advise your claims adjuster as well. If you are deemed at fault and do not carry Med Pay, the only insurance you can bill is your medical insurance provider. Be sure your medical insurance provider does not exclude injuries caused in an automobile accident before approving chiropractic care.
Someone's health insurance is not going to cover any injuries in an auto accident. That covered by the insurance on the vehicle. Since there wasn't any, it would appear the victim(s) only recourse would be to sue. And hope they can collect any judgment they might be awarded. Health Insurance WILL most definitely cover injuries resulting from an automobile accident. Some motoe vehicle insurance policies even have a "health insurance primary" option. The questions was how to determine which is primary , the health insurance or the insured drivers motor vehicle coverage
Your auto insurance should be lowered if you do not have an accident or tickets for a year.
If you have had an accident with this person then his insurance information should be present on the accident report. If you have no claim on this person's auto insurance then it is not your business whether or not he has insurance.
No. Homeowners Insurance does not cover Auto accidents. Auto Insurance covers automobiles. It does not matter if the auto accident was on public or private property.
It is very easy for one to file an auto accident insurance claim with Progressive Insurance. One can file an auto accident insurance claim with Progressive Insurance by calling a Progressive agent by phone or filling out a form on the official Progressive webpage.
It is up to the driver to subit the auto accident claim. You should submit the claim as soon as possible after the accident.
SR22 auto insurance is definitely required to get through an auto accident in florida, as it is an essential part of paying off the debts of the crash.
One would or could go to various places. These places include the DMV, or the auto insurance company which distributes their auto insurance to claim an auto accident personal injury insurance claim.