Want this question answered?
I totaled my Mustang and was able to buy it back from the insurance company. They gave me the Blue-Book value less my $500 deductable. They would not insure it after I repaired it, I had to switch insurance carriers to get coverage.
No, HIPAA portability.
Even if you get to do it any insurance company will find about your driving records so you will still get high rates because you are considered a high risk driver.
Switch to AAA Auto Insurance today and enjoy savings, security and service. Caring Service: Understanding your car insurance needs, budget and lifestyle—that's the key to finding you the right coverage. Their insurance agents are dedicated to helping you, just like their legendary tow truck drivers
I would switch insurance carriers.
If you decide to switch from basic coverage instead of full coverage you can save a lot. I have GMAC car insurance and I get a great deal. You should check them out.
== == Question..........Did you leave the scene of the accident? If so, you should have been charged by police. On the other hand, if you didn't run and the other driver did run away, you are OK. And YES you should all ways tell the TRUTH to your insurance company, or it WILL come back and bite you in the butt. That also applies to the NEW insurance company. Ethically you have a responsibility to be truthful about your past driving record.
Switch to AAA Auto Insurance today and enjoy savings, security and service. Caring Service: Understanding your car insurance needs, budget and lifestyle—that's the key to finding you the right coverage. Their insurance agents are dedicated to helping you, just like their legendary tow truck drive. iurl.io/mks5i
I'm not quite sure of your question.
== == If you fail to be TRUTHFUL in your application to the new company, and they do FIND OUT ABOUT IT, they will drop you like a dead fish. And then you will be out in the cold, with no hope of getting ANY insurance coverage. Tell the truth, and get on with it, and remember to slow down.
I sure would check before I made the switch. You could be getting into that pesky, ''pre exsisting condition'' thing.......Ask the new carrier first before you switch, (I'd get it in writing).......good luck to you. Actually, in NY health insurers are not allowed to reject you for a pre-existing condition as long as you show continuous coverage with no lapse for a specific period of time. Just make sure that you do not cancel your old policy until the effective date of the new coverage. I have done this many times for my clients. Good luck to you.
The question is - getting a new company to take you. HIPAA and other laws require that if they do, the time on the old plan count toward the Pre-X waiting period.