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The insurance follows the vehicle therefore the person who owns the vehicle is responsible for having insurance on the vehicle and that insurance will cover the loss. I know it seems that the driver should have some responsibility but that is not the way policies are written. The best thing is teach you children never to let someone else drive their vehicle, period. Insurance companies do not like it when their policyholders loan vehicles and they then have unknown drivers driving insured vehicles.

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Q: Is a son covered on his father's auto insurance policy when the son causes an accident while driving his friend's vehicle?
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Related questions

If I was in a accident with someone who had insurancee in their fathers name and that insurance doesn't cover all my bill and his son got insurance through another company will that insurance kick in.?

NO. the accident happened while he had his fathers car insurance. If he switches insurance he still uses the insurance he had when he got into his accident. However, your health insurance with pick up the difference.


If I'm covered under my father's insurance can I drive my mother's car?

Car insurance is usually for a specific car. So if you are covered to drive your fathers car that would not apply to your mothers car.


You are not under your fathers insurance but you got pulled over for speeding and received 4 points does the insurance go up?

Any time you have an accident or ticket on your record, insurance companies will sur-charge you for it. Since your not under your fathers policy, it will not effect it. Keep in mind that you MUST disclose all information to the insurance company. This includes all drivers that primarily reside at the resident. All drivers must be dis-closed, at this point and time you can either include drivers in the policy, or exclude them where they are not covered in the policy.


Do i have to pay for my dead husbands hospital bills with the insurance money?

Dose my mother have to pay for my late fathers hospital bill from the auto accident that killed him?


Is a 19 year old covered on fathers insurance?

This is possible. Some insurance plans cover dependents up until the age of 25. Others have requirements that dependents must be attending college, after graduating from high school (and after attaining the age of 18). Check with the particular insurance plan and policy to be sure.


What tradegy do Katniss and gale have in common?

They both lost their fathers in a mining accident


How do you find a deceased fathers life insurance company?

Search documents.


When braille was made?

Braille was made by Louis Braill in 1824 at the age of fifteen after an accident in his fathers shop.


What tragedy do Katniss and gale have in common?

Both of their fathers died in a mining accident. (Katniss was 11 and Gale was 13.)


If your pulled over driving your fathers car can the cop search the car?

With probable cause, yes he can.


How do you find out if a life insurance policy was paid out?

How do I get information on a pay out on my fathers insurance policy made on July 2012, where all 5 siblings were named beneficiaries .


What if you are not in your Fathers will but am a beneficiary of a life insurance policy?

Then you will receive whatever the life insurance policy states. These are two separate issues / documents and have nothing to do with each other.