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Is a landlord's policy covering me for personal property loss or damage?
Wiki User
∙ 11y ago
Normally under those circumstances you should be covered under the landlords insurance because you are renting from them and you and the house are there responsibility.
Wiki User
∙ 11y ago
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How should I seek restitution from my ex landlord for mold damage to my personal property?
Generally landlords are not responsible for damage to tenant belongings. This is why tenants are encouraged, and some landlords require this, to purchase rental insurance.
Is your landlord responsible for damage to your personal property if the damage is caused by excess snow on the roof?
Unfortunately, landlords are not responsible for any one's personal property, unless you can prove negligence on the landlord sparked, which would have contributed to the damage to the property this is something that would be argued in court your best bet is to get renters insurance
What insurance is required for landlords?
Usually there is no legal requirement for landlords to purchase landlord insurance. It is typically a supplemental insurance for landlords in case there is damage caused to their property that is not covered by other insurance policies.
Does landlords liability insurance cover damage to your property when building floods due to landlord negligence?
You must review the actual policy, but in most cases the landlords liability insurance only covers their property and NOT your personal property. You should probably get your own policy through travelers insurance for liability, and persaonal property. Make sure it includes flood/water damage as this would likely be a separate rider. Landlord Negligence would be a lawsuit to recover your property value. Seek advice from an attorney.
What is Landlords House Insurance?
Landlords house insurance is a type of insurance that protects the owner of a rental property from damage by tenants. This insurance can compensate the owner for cleanup costs and repairs as well.
Will renters insurance cover sewage pipe backup damage to personal property?
If your renters policy covers Sewer Backup then it will cover damage to personal property.
Damage to property cause owners neglect?
Property damage is covered by a property liability insurance package. This applies to all incidents in which an automobile causes damage to another person's property such as a fence or house. If you do not have property liability insurance, the driver is responsible for covering the damages out of pocket.
What is defined as the possibilty of personal injuries or damage to vehicles and poperty?
Risk defines the possibility of personal injury, or damage to vehicles or property.
Does owner take liability for damage to tenants personal property?
Only if the damage is the fault of the landlord.
Why should a tenant have insurance if the landlord has insurance?
You should have tenant insurance yourself because the landlords insurance only covers the damage to HIS PROPERTY, not yours. So I VERY HIGHLY suggest you get personal insurance if you want to replace damaged/stolen items.
Is a landlord or his insurance carrier liable for damage to renter's commercial property loss of wages etc when a pipe freezes and bursts causing water damage to the renter's property?
No one is liable for an act of nature Presumably, The tenant signed a lease agreement. Most landlords specify in the lease agreement that the tenant purchase there own insurance to cover the tenants and the landlords interest in the property being leased. This clarifies for the tenant that they are responsible for their own property as well as liable for any un-repaired damages to the owners property.
What is a Wrongful act causing personal injury or property damage or destruction?
TORT
