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In case of 50-50 fault when one car has no damage and other has substantial damage does each pay for his own damages or for half the cost?
Wiki User
∙ 16y ago
depends on the liability statue for that state if a pure comparative negligence state then each party pays their portion of fault to the other, in the example you gave no payment of course if no damage, other party (insurance) would pay 50% of the damaged persons claim ...need to know the statue-no fault? comparative? 51/49? pure comparative? etc
Wiki User
∙ 16y ago
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What is damages?
Renal damage is the same as kidney damage. Anytime you see the word "renal" it has to do with the kidneys.
Will the other insurance company pay for my damages if i don't have collision and it was not my fault?
It should if they have property damage liability.
What does liability coverage mean?
Liability coverage covers you if you are found liable or at fault for damages. In the case of auto insurance, for example, this coverage pays for damages you cause in an accident that is you fault. This coverage will NOT cover your car damage, however. Just the other drivers car, medical bills, & other property damage.
What happens when the other driver admits fault but you have no insurnace?
Just because the other driver admitted fault does not automatically mean they will pay for your damage. Depending on where you are located you could be sued for damages and your license suspended.
How does No Fault work if there are no injuries only vehicle damage?
Most "no fault" laws apply only to injuries, so in other words, if someone else damages your car, you can get the damages taken care of by their insurance company (or use your ins company and they will go to them for you possibly). Michigan is the only state I know of that is completely no fault, i.e. for property damage you go through your own insurance company
What does auto collision insurance mean?
Auto insurance consists of both liability insurance and physical damage coverage. Collision coverage is part of the physical damage section of an insurance policy and is designed to either repair or replace your vehicle if you are involved in an accident up to the fair market value of the vehicle. Collision will pay for both damages caused in an at-fault accident and damages caused in a not at-fault accident if the other party did not have insurance. If the other party did have insurance and they were responsible for the damages, the other party's liability insurance would pay for your vehicle damages through Property Damage coverage. You are responsible to pay for your collision deductible for at-fault accidents before a claims payout will be made.
Does the at-fault driver with full coverage insurance pay for the other car?
No The person who is at-fault is responsible for your damages. His insurance will pay for everything. Tow, rental, damages.
What does liability auto insurance cover?
Auto liability insurance is specifically designed to cover any damage caused to other vehicles if you have an accident. It does not cover reapirs to your own vehicle. It is by law the minimum requirement for insurance in every state.
Does full coverage insurance cover damages to the other persons vehicle if you are at fault in a no fault state?
In this state, a no fault state, full coverage insurance covers the other vehicle if you are at fault.
If a car was in an accident and the person driving had no licensed but was not at fault will the other persons insurance pay for damages because they were at fault?
Yes the insurance carrier of the person at fault will pay for the damages if they are in fact proved to be at fault. However you will be cited for driving without a license.
You have collision insurance is uninsured motorist insurance necessary?
Collision insurance will cover the damages to your vehicle- no matter who is at fault. Uninsured coverage is used if the other vehicle is at fault for the accident and you and/or anyone in your car is injured. This coverage will typically pay for related medical bills, loss wages, and general damages (i.e pain and suffering). Liability = Other vehicle damage Injuries to driver/passenger in other vehicle Injuries to passengers in your vehicle if you are at fault Collision/Comprehensive = Cover damages to your car Uninsured/Under-insured = Injuries to you or your passengers when another vehicle is at fault and does not have insurance or has minimum coverage
Can an insurance company refuse to pay for damages caused by their client if the accident was ruled his fault by the police?
They can, but you can sue the other driver for damages.
