If they actually inventoried and bagged your PP yes they can charge a resonable fee.Some dishonest repo people steal your PP or try to charge for getting it yourself.Contact your lender to see if they allow repo guys to charge a fee or if the fee is very high.They are not entitled to hold your PP if they hassle you contact the police.
Yes.
Yes.
Contact the lender they will tell you where and when your vehicle is being auctioned.
The institution that has a lien on the vehicle.
They will look to you for the remaining balance
No. Who ever holds the note gets to decide how the vehicle is resold.
Yes they can as a matter of fact. Let's see, you defaulted on your car loan. You failed to surrender the vehicle when you could no longer pay for it. You caused the lender to send someone out in the night to find your car and recover it. You negligently left your stuff in the car, knowing you had defaulted on your note and it was likely to be repoed. You should probably have some responsibility in the matter, and pay the storage fees charged to you for keeping your property safe and undamaged.
No, this would be considered a lien loss. Typically this occurs when a vehicle is traded in, previously repoed and resold, or sold outright and the previous lienholder either never perfected the lien, or provided the proper paperwork when reselling it after repossession. If the vehicle is repoed, contact your lender to ensure they did not order it, contact the repo agency who recovered it and report it wrongfully repoed, and demand the name of the lender who ordered it. The vehicle if actually wrongfully repoed must be returned to you undamaged as soon as possible.
Can you please specify what you mean by returning a vehicle? Are we talking about returning a vehicle within the specified time by the dealer because you are not satisfied or are we talking about returning a vehicle that has been repoed?
YES, they are also responsible for items missing from the vehicle, most will cut you a check after some pestering
they should not be able to garnish wages for a vehicle the leinholder has taken back into their possession for payments not being made. They have the vehicle back, so its not right for them to take your money.
not sure what your question is, BUT, if you want a car repoed and know the leinholder, CALL the lender.