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If your son wrecks your car who gets insurance points you or him?
Wiki User
∙ 14y ago
Your son will get points on his driving record since he had the accident. You will get points added to your risk factor on your insurance policy since your insurance paid the claim.
The owner of the vehicle will get the increase but removing your son may fix that.
Every insurance system is diferent.
Best to check with your insurance company.
Wiki User
∙ 14y ago
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Why do you have insurance?
Occasionally people have car wrecks or sudden hospitalizations. Most of them do not have the ability to get the money needed to pay to get the car fixed or to replace the car. Most do not have the money to pay the hospital charges. If enough people put enough money into insurance, then when one wrecks a car or one gets sick, there will be money to pay the bills.
Can you sue your dad insurance for wrecking his car?
If his insurance wrecks his car, then I am sure that he can. Was his insurance driving drunk or sober?
Whose insurance is affected when a friend gets a ticket when driving your car?
Insurance follows the car, and points follow the driver. which means that the friend will receive the ticket and the points against his insurance. However, your insurance will pay for your car and you should not receive the points for the ticket. Check with your state for insurance guidelines.
Your son almost 20 bought his first car Does he have to get his own car insurance which is expensive or can the parent get car insurance for him and just add him as a driver?
That really depends on the situation. Most car insurance companies allow parents to pay for their son's car insurance IF he is living together with his parents AND that the car is garaged with them. If his son is living independently with his own car and has his own home where he can garage his car, then he will be paying his own car insurance. Any wrecks resulting in claims or ticket points will be held against the parent's premium if he is merely included on their policy.
What are the different types of car insurance available in Texas?
You can get comprehensive insurance. These means that you will be covered for wrecks where you are at fault as well as weather damage or freak accidents.
Who is responsible for the insurance if a car is financed in your name but your sister is making the payments and driving it?
If the car is in your name then you are responsible for everything. If she wrecks it and is at fault, the person that she hits is going to go after you because the car is in your name. But she is the one that needs to be paying for the car insurance. call a insurance company they will help you,
What will happen if an uninsured licensed driver wrecks your car on public property and you have insurance?
If your insurance covers someone else driving your car, no problem. If not, it's your car and you are legally responsible for whatever damage there is. In other words, you are responsible because you loaned him the car.
What is Pennsylvania's car insurance policy for new drivers?
Use nationwide, they are great, and have fantastic customer service. They have you insured for everything. Car wrecks, car crashes, even tickets. They are my favorite.
Is it cheaper to buy a cheap car to insure your child on?
Yes, buy a cheap car that you only need to have Liability Insurance on. It is Collision Insurance that will cost you allot. Of course you are taking a chance if the driver wrecks the car and it is the driver's fault. But by only having Liability you save plenty on insurance.
How is it if lighting McQueen gets injured does he use car insurance or life insurance?
neither,he needs car life insurance.
If your car insurance gets cancelled what is the penalty for not having insurance on your car?
your insurance co will notify the DMV and then can suspend your license
What does points mean in car insurance?
Points on your dmv printout for tickets, etc.
