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If your son away at college borrows a friend's car and has an accident and even though the friend's insurance applies you are sued for damages does your policy cover this under a non-owned definition?
Wiki User
∙ 8y ago
NEED MORE INFO... IS YOUR SON ON THE POLICY , DOES YOUR BYLAWS OF POLICY STATE NON OWNED VEHICHLE MEANS ANYONES CAR THE PEOPLE ON THE POLICY ARE IN OR DRIVING. ALL STATES AND INSURANCE LAWS VARY THIS IS SOMETHING YOU SHOULD POSE TO INSURANCE AGENCY OR IF YOU DONT WANT TO MAKE THEM AWARE WHICH I WOULDNT KNOW HOW BECAUSE MOST STATES REQUIRE DRIVERS TO OWN CAR INSURANCE FOR THE PERSONAL INJURY PORTION OF AN ACCIDENT, IN THE EVENT THERE IS NO VEHICLE DAMAGE, YOU CAN GET INTOUCH WITH AN INSURANCE 1(800) HOTLINE LISTED IN YOUR PHONE BOOK OR CALL THE INSURANCE DIVISION OF YOUR STATE GOVERNMENT..GOOD LUCK
Wiki User
∙ 8y ago
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What do you do if your insurance lapses during an accident?
Your insurance is either valid on the day of your accident or it isn't. If you are asking what happens if the policy was valid on the day of the accident but lapses before the claim is settled then the coverage that was in effect the day of the accident still applies. If your policy was not in effect the day of the accident then coverage will not apply.
What is an accident based insurance policy?
The term "accident insurance" applies to life and health insurance policy's that will only pay claims that result from an accident. Example: A person who owns an accident-only disability policy falls ill from cancer. The policy will not pay any claims as a result of the cancer. If the same person fell down a flight of stairs, the policy would pay.
What will collision insurance cover in the event of an accident?
Collision insurance will cover any damages to your vehicle (or refund you the value of the car in the event that it becomes totaled) in the event of an accident. Collision insurance coverage typically only applies when you are the at-fault driver in the accident. Collision coverage covers any sort of collision whether it be with another car, a pot hole, a tree, a guard rail, a ditch, etc.
If an adult sibling drives your car without insurance will your insurance still cover the auto if there is an accident?
The insurance on the car will cover unless the driver has been previously excluded the full provisions of the policy covering the vehicle applies with legal permissive use.
As it applies to insurance the adverse selection problem is the tendency for?
As it applies to insurance, the adverse selection problem is the trndency for:
You are an accident and the accident was your fault how are you covered with GAP?
GAP coverage applies regardless of fault.
Who covers damages if the vehicles is uninsurred but the driver has his own insurance?
When a car is uninsured and it involved in an accident, the owner of the car is responsible for its damages and that of the other involved cars. This rule applies even if the driver has his own insurance cover on a different car.
What does Excess applies each and every claim mean in an insurance policy?
Excess applies
What is A definition that specifies the type of thing the term applies to and the differences between the things the term applies to and other things of the same type?
Analytical definition
If you are involved in a hit and run accident that is not your fault should you tell your insurance if you are about to switch insurance companies?
== == Question..........Did you leave the scene of the accident? If so, you should have been charged by police. On the other hand, if you didn't run and the other driver did run away, you are OK. And YES you should all ways tell the TRUTH to your insurance company, or it WILL come back and bite you in the butt. That also applies to the NEW insurance company. Ethically you have a responsibility to be truthful about your past driving record.
If you have an accident before the deductible is lowered but the claim is not filed until after which deductible applies?
The deductible at the time of the accident not the time of claim.
What is the definition for vise versa?
What applies to something, applies the same way to the other. Or, what applies to one thing, applies the opposite way to another. Doubts see the context.
