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If someone causes damages to your property, they are liable. This means, however that you have to deal with their insurance company directly, rather then your insurance company doing it for you.

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Q: If your car is hit and you have no insurance is the other person liable for damages?
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Related questions

What is liability insurance?

Vehicle liability insurance is insurance that only covers the other car. That means that if you get in a wreck, you are liable for what happens to your car. It also means that that your insurance company will pay for the damages to the other person's car if the accident is found to be your fault, but if it is the other person's fault, then their insurance will pay for the damages to your car.


What is vehicle liability insurance?

Vehicle liability insurance is insurance that only covers the other car. That means that if you get in a wreck, you are liable for what happens to your car. It also means that that your insurance company will pay for the damages to the other person's car if the accident is found to be your fault, but if it is the other person's fault, then their insurance will pay for the damages to your car.


If you have an accident making a left turn on a green light and it was considered your fault but the person of the other car was not suppose to be driving is their insurance liable for your damages?

No. In this discussing this with another person we came to the conculsion that you are still liable for the damages. We did think that you could take them to small claims court to collect for damages since they were not suppose to be driving.


New driver gets into accident with friends car with no insurance friend only has GDL who's liable for damages to both cars?

If it was your fault then your freind is liable for the damages. If it was the other guys fault then his insurance will pay for it. Keep in mind, while legally it is the owners responsibility for the damages, he can sue you if he wanted to.


What happens if you have no insurance and the other driver is at fault in South Carolina and the driver at fault does have insurance?

You will be cited for driving without insurance and the other driver being at fault, him and his insurance are still liable for damages.


If you have a lapse in insurance and someone backs into you is their insurance still liable for damages?

If your state requires your legally registered vehicle to be insured at all times, your lack of insurance MAY be of some interest to law enforcement. HOWEVER - if the other party's vehicle struck your vehicle then THEIR insurance is liable of the damages. It makes no difference whether or not your insurance was in effect at the time, or not.


If you were drinking and driving but did not cause the accident is the other persons insurance liable for all your damages?

Yes because you where still drinking


If you get into a car accident and the other person does not have insurance do you still pay the deductible?

This depends on many factors, including the ability of the other person to pay for your damages. Some insurance policies will not require you to pay a deductible. Others will. If the other person can pay for the damages, you and your insurance will not have to pay.


If you are involved in an accident and have no insurance what is your responsibility as far as compensating the other person?

Your responsibilities are no different than when you "Are Insured" You are liable for "All damages", Property Damage and Personal Injury, to the extent you were the cause of that damage.


In Florida If you were in an accident and was excluded from driving the car and it was not your fault can the insurance co make the owner of the car pay for the damages on the other car?

The insurance company is not going to force anyone to pay for damages to a car. The person that was driving the car and or the owner of that car that caused the accident is liable for the damages to the other vehicles involved in the accident. If there is insurance coverage for that damage then the insurance company will pay. However if the driver of the at fault vehicle is excluded from the insurance policy then the insurance company may be relieved from it's responsibility to pay on behalf of the owner of the vehicle.


Who is liable for damages done to your vechicle if it was not your fault and the other car was stolen?

The thief who stole the car is liable for the damages he caused. The owner of the stolen vehicle is a victim also of the same Thief. You my seek compensation from your own insurance policy if you have full coverage options.


Who or what insurance company pays for the collision damages to the automobile belonging to the person not at fault?

The other person's insurance covers damamge if it was their fault.