It is very doubtful that the insurance company will even notice the inspection sticker being out. It should have no impact on your claim. The only issue is if the wreck was caused by lack of maintenance and if the inspection would have caught this issue. This may prove you knew about the issue and did not correct it. A normal wreck shouldn't be impacted by the sticker issue.
It depends on the type of insurance coverage. If it was Liability insurance only, and she caused the wreck, then it is not covered. If it was Collision coverage, and she caused the wreck, then it would be covered. If she didn't cause the wreck, I'd check with the insurance company of the person who did cause it.
Who is it that doesn't have insurance (your, or the 'other' person)? If you don't have insurance and are at fault there is no way you can receive any money for the car. If ther other person involved is missing insurance then you will still be covered if you pay for collision or uninsured motorist.
It does cover your liability for property damage and medical expenses if you were at fault. If you have collision insurance, your vehicle will also be covered.
ANSWERThat would be the Inpector and the Inspector's Department Insurance Co.
When car insurance expires the car and passengers are not longer covered so when a wreck occurs there will be no help with paying medical bills or to fix the cars involved in the wreck. May be subject to a fine if not insured.
Of course you can. You will want a lawyer, however.
Then you still owe the bank.
Depends on the insurance policy. There might be a condition that any driver must be licensed for the insurance to be in effect. If it is your car and your insurance, you probably have a problem.
Drivers are required to have insurance. If you wreck your vehicle, the insurance company will pay for it. If you are driving without insurance in a vehicle that is not paid for, you still are obligated to repay the money you borrowed to buy the car. It is not the bank's fault that you wrecked the vehicle.
Whether the drivers injures are covered under the insurance depends on the type of insurance carried. It also depends on if the wreck was their fault or not.
You'll be ticketed for driving with an invalid registration and driving without insurance, and you still owe that money to the bank.
If the title, registration, and insurance are still all in your name, you (or your insurance company) would be responsible.