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If you hit your house with your car will it be covered by home owners insurance?
Wiki User
∙ 16y ago
This has actually happened to people who are insured with our agency, and yes, it is covered under your homeowners insurance. Bear in mind that you will have to pay your deductible on the home insurance, and that damages to the car would be covered under the car insurance if you have collision coverage on the car, and a deductible will most likely apply here as well. If you do not have collision coverage on the car, then you will need to pay the full cost out of your own pocket to get the car fixed. We also recommend that you expect to be cancelled later if you do this more than once. ;)
Wiki User
∙ 16y ago
Wiki User
∙ 8y agoYes, this is a common occurrence. You will need to have it covered under your home insurance policy.
The car insurance won't cover it because we can not be held liable to ourselves, so you have to file under the home policy.
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I have my contents covered on my home owners policy.
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