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doubt it, gap insurance (usually sold by the car dealer or lien holder) covers just that the 'gap' between the acv (actual cash value-which is what the insurance company less your deductible if there is one, for your total loss vehicle) and pay off of your loan

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Q: If you have gap insurance through both the car company and insurance company will you the insured be entitled to one of the payments to purchase a new car?
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