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If you have full coverage car insurance and you have an accident and are killed does insurance pay settlement?
Wiki User
∙ 15y ago
An unendorsed ISO Personal Auto policy should pay your "Part B-Medical Payments Coverage" Limit to an insured,which is a no-fault coverage. This is usually a low limit of 1,000 or 5,000 but can be increased. Uninsured/Underinsured coverage could pay bodily injury or funeral expenses you incur if the negligent vehicle doesn't carry insurance or doesn't have an adequate amount. Also, there are endorsements available that could indemnify after a death such as "Auto Death Indemnity", which sounds like what you are needing.
Wiki User
∙ 15y ago
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What is No-fault Insurance, and can I get it for my entire family with Allstate?
no-fault insurance Provides coverage if you, a family member, or your passengers are injured or killed in a covered accident involving a driver who doesn't have insurance at all or who doesn't have enough insurance to cover the damage they cause you.
Can you be sued for wrongful death if your husband had a car accident and people were killed including him?
Absolutely, yes. Most likely the family of the other person(s) killed will try to go after your husband's auto insurance coverage and potentially some of your homeowner's insurance coverage. Just because your husband was killed doesn't end his potential liability (if any) in the crash.
Do i get a life insurance payout if i lose the job?
No. You will get a payment from the insurance policy if either * You are killed due to an accident or health issues or * You meet with an accident and are permanently disabled As long as you are healthy and alive, you will not get your insurance payout.
Driving without insurance accident was your fault and you were killed who pays?
If you're dead.... Why does it matter?
How long does it take to get a settlement from life insurance companies?
On average a company has 60 to pay the settlement or notify the beneficiary if there are any problems concerning the settlement. If the beneficiary killed the insured person the company can refuse to pay.
My husband has travel insurance through a gold mastercard credit card. He was killed in a bicycle accident while traveling in vermont. He lived in Massachusetts. Is he covered?
Check with the bank that issued the gold credit card and ask that they provide you with the policy details for any coverage that was associated with your husbands card. I would doubt if any coverage applys however you should verify from the actual policies or ask your insurance agent or attorney to help you read them.
What is the difference between accidental death and dismemberment insurance and life insurance?
If I understand it correctly, Accidental Death and Dismembermant Insurance will pay ONLY if you lose a limb or are killed in an accident. Life Insurance pays when you die, regardless of how you die.
Why is it advisable to purchase auto insurance?
If you drive a motor vehicle without insurance and you are involved in a major accident where you are at fault, you could be sued for several million dollars if other parties in the accident are badly injured or killed. It's just not worth the risk.
What if a passenger is killed in your car accident?
It depends. If you are killed, you don't have to deal with anything. But if you survive, you'll probably be asked how you were driving (i.e. drunk driving). then you'll pay a HUGE fine. If it was an accident, then you'll probably be graced, and insurance will cover you. You'll need to have a good explanation, though, for why you had your car accident.
Where can one get information on Travelers Life Insurance?
Travelers Life Insurance is a type of insurance that compensates a family if the person under the policy is injured or killed due to an accident while traveling. The websites of businesses that offer this insurance have more information about their individual policies.
What have you found out by comparing pet insurance?
By comparing pet insurance you can find out what they cover in case your pet gets sick or killed. You can also compare prices to see what you can afford and what kind of coverage you really need or want.
A Consumer Guide to Understanding Kansas's Auto Insurance Requirements?
Kansas's auto insurance laws can be difficult for some drivers to understand because they require drivers to purchase a combination of individual auto insurance policies. This combination of policies is designed to help protect drivers from nearly every conceivable problem that occurs after an auto accident. As a result, it is important to understand Kansas's minimum auto insurance requirements to purchase the correct combination of auto insurance policies.Here is a quick overview of Kansas's minimum auto insurance requirements that can help drivers purchase the proper combination of auto insurance policies.Kansas drivers must purchase a certain combination of liability coverage policies.For example, drivers must purchase at least $50,000 of bodily injury coverage that covers the lost wages that are sustained from injuries suffered in a single auto accident. At least $25,000 of this coverage must cover the injuries sustained by one person in an auto accident.Moreover, drivers must purchase at least $10,000 of property damage coverage. This coverage is required because it provides protection for vehicles and other personal property that could be damaged or destroyed in an auto accident.Drivers must purchase personal injury coverage.This coverage is also called "No-Fault" injury coverage by some Kansas auto insurance dealers. It provides protection for nearly every conceivable problem that could result from injuries that are sustained in an auto accident.For example, drivers must purchase at least $4,500 of medical and rehabilitation coverage. Drivers must also purchase at least $9,000 of disability coverage that offers income protection to drivers who are injured in an accident. Moreover, drivers must also carry at least $2,000 of liability coverage that covers funeral expenses for people killed in auto accidents that were caused by a driver's reckless behavior.Finally, drivers must purchase uninsured motorists coverage.This coverage must include $25,000 of coverage for each person who is injured by an uninsured motorist. Moreover, drivers in Kansas must purchase at least $50,000 of uninsured motorists' coverage for each accident that occurs. This coverage can be purchase separately or as a part of a comprehensive auto insurance policy.The Kansas Insurance Department offers advice and suggestions that can help drivers reduce their in-state auto insurance rates. As a result, drivers who need more information about these auto insurance requirements should contact the department during normal business hours for more details about policy requirements.
