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Q: If you have a permit do all insurance companies require you to be added to your parents policy?
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Do you need to be added to your parents auto insurance policy when you have a learners permit?

Have your parents contact your insurance agent as soon as you receive your learners permit. Most companies require that you be added to policy as a driver. Most companies don't charge an extra premium for drivers with learners permits but do want them listed.


Does one need to be covered under the parents' insurance when one just got her or his learners permit?

It depends on the insurance companies rules.


If your parents have Metlife will their insurance go up if you get your learner's permit?

You will have to check with the insurance company. Because a person with a permit has to have a licensed driver in the car, some insurance companies will not charge anything. Others may, it depends on the company.


In Florida does a 16 year old have to be under their parents insurance before they get their license?

Typically you add the newly licensed driver after they get their license, however some companies require that a young driver with a lerners permit be added to the policy.


Do most insurers require parents or guardians to pay premiums for a minor driver with a permit?

Yes, most insurers require parents or guardians to pay premiums for a minor driver with a permit. In most cases, insurance rates will rise if a minor resides in the home who is of driving age, whether they acquire a permit to drive or not.


Once a teen driver with a permit gets a license in Texas can he or she still drive with an insured parent in the front seat without being on parents' insurance?

No. Added: Once they receive it they are then a fully licensed driver and legally responsible for their own actions behind the wheel. Insurance companies require that they be added to their parents policy (or get their own).


If you are driving with only a permit and a licensed driver is in the car next to you but the car is under your parent's insurance policy will an accident be covered by your parents insurance policy?

Yes, unless you are listed as an excluded driver. To be sure in the future have your parents add you to their policy. Provided you are 18 or younger, most companies will not charge you to be on your parents policy with just a permit.


Do you need your own auto insurance in New Jersey when you only have a permit or are you covered under your parent's policy?

Most insurance companies cover a minor with a learners permit under the parents insurance because the minor drives while the parent is present. In the state of CO,CA, and WA. Your covered under your parents. Some states may have different laws, but I doubt it. Please check with your parents insurance company.


Do you need a license to get insurance on a vehicle in California?

Most, but not all insurance companies will require you have a drivers license to buy liability insurance for your vehicle. All of the 50 United States however require you have a license or permit of some type before you can drive your vehicle on public roads.


Do you need insurance to drive parents car if they are in the car with you?

Sounds like you have a permit. If so your parents policy will cover you and you will need to added their policy when you get your drivers license. Some companies require for all people in the household 14 or older to be listed. Contact your company for more details. As long as you don't live in the household, and you can borrow their car, their insurance policy will follow the vehicle.


Can a 15 year old with a learners permit get car insurance?

Check with your insurance company, but in most states they are covered under the parents' policy at no charge until they get their license. You should tell your insurance company that your child does have a permit to insure proper coverage Try this site where you can get quotes from different companies yourfinance.co.cc


How much are you paying for car insurance?

nothing. i drive and have a permit but my parents pay the insurance. :D