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If you have a license but you do not drive or own a car or have insurance will insurance companies consider it a gap in coverage when you do apply for insurance?
Wiki User
∙ 18y ago
Insurance companies vary in their underwriting rules - generally you would be considered a "first time insured" and that means you pay higher premiums. Some companies give new drivers a break, providing that they have taken a Driver Training course and can provide the certificate of completion. Have you ever been listed on someone else's policy? If so, that would help you.
Wiki User
∙ 18y ago
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Do you need a drivers license to get car insurance?
No, Not necessarily, There are many insurance companies that will issue auto insurance coverage to you without a drivers license. It just depends on the underwriting requirements of the insurance company. Most of the larger national companies will require a drivers license first but many local and regional insurers will have no problem with it.
Can you insure your drivers license if you do not own a car?
With some companies they offer what is called a non-owners policy which allows you to purchase insurance coverage. These are used mostly because a client is required to have insurance coverage for a specific time by the Department of Motor Vehicles to straighten out their driver's license.
Can you have car insurance if your license is revoked?
Yes, you can still get Auto Insurance but not through the standard carriers. You will need to contact an Independent Agent that has many companies available. United Auto Insurance is one company that will still offer you coverage while you work to get your license back.
Is it legal in NC to purchase car insurance with expired license?
No, it is generally not legal to purchase car insurance with an expired license in North Carolina. Insurance companies typically require a valid license in order to provide coverage. It's important to renew your license before obtaining car insurance.
Can you get insurance on your car if your license is suspended?
There are some companies that will offer insurance if your license is suspended, your best bet is a local insurance company that represents multiple insurance companies.
What companies offer driver license insurance?
I don't know what "driver license insurance" is. Many companies offer automotive insurance, if that's what you mean.
Can you get your license before insurance?
Yes you can. In fact, you would need your licence to get insurance coverage.
What insurance company provides insurance for a person who never had a drivers license?
There are insurance companies that will write insurance for people who have never had a license. You will need to go see and independent agent who represents many different companies so he or she can find what you need. The key is that a company will write you insurance for a vehicle that you own if you do not have a license but you will be excluded as a driver and you need to list any drivers that may drive you around in your car. This means that you cannot drive the car for any reason and not coverage will be provided if you do drive.
Where can you get a quote for non-owner auto insurance if you have had your license suspended for points in Colorado?
== == If you don't have a valid driver's license, you can't get insurance coverage.
Can you buy a car in Florida with a suspended license?
Yes, but you have to buy it straight out and you can't drive it on the road! Buying a car on credit, you need a valid Driver License in order to get Insurance. A car dealer wont release a car on credit without proof of insurance and Insurance companies won't give you coverage unless you have a valid Driver License.
Can you be on someone insurance policy with a suspended license as a non driver?
Most insurance companies allow household members can be excluded if their drivers license is suspended. By signing an exclusion form this means that there is no coverage at all if the excluded person is driving one of the covered vehicles and a claim occurs.
Who's insurance is liable if someone hits you but leaves the scene?
That depends on your insurance coverage. If you have collision coverage, your insurance will cover your damages. If do not have that coverage and don't have the other vehicle license plate, unfortunately, you're stuck with all the bills.
