You may bare some ramifications (rate increases etc), but if I am understanding this correctly you do not own the vehicle at all. The owner will be liable however the policy that you are listed/co own will be responsible for payment and could effect your rates, in the future as well.
this greatly depends on your specific policy with your insurance carrier/ certain policy provisions may be required if the vehicle on the policy is being operated by someone other than the named insured.
If you were driving someone elses vehicle and involved in an accident whether it be fatal or not then the person who owns the vehicle should have insurance on it and then the accident would be covered on that policy but if it goes over the amount that they have then its possible for yours to kick in and pay any extra.
It was your car so your insurance will have to pay. Never loan a car out to someone who is not on your insurance policy.
First make sure you have filed a Police Report. You can sue both the driver and the owner of the vehicle for your loss. They are both equally liable.
There are several possibilities here:You are liable, because it is your vehicle, that you insure.The valet may be liable, but good luck collecting anything.The school district may be liable because it happened (assuming it did) on their propertyCheck with your insurance carrier. They will know and will be able to explain your policy to you.
No she is an adult at 19.
Yes, I may be held liable for my actions
No you can not be liable for him using the address. It's just like when someone lives in an apartment complex if a tentant is involved in an accident the apartment complex is not at fault. His name is on the car title and on the policy. If he is the person driving then he would be the person responsible.
Yes.
the 'at fault' party's insurance would be liable for the pain and suffering, the policy of the vehicle you are in if they have med pay (or manditory p.i.p in some states) will cover med bills as well....
It really depends on the laws of your State and the policies involved. That being said, usually the policy on the car in question is primary in the resolution of any claim, and then the driver's policy would be in a secondary position.
You are still responsible for her and her decisions Legally the owner of the vehicle is going to be held liable.