Best Answer

A few things: Car must be in spouses name soley You, with bad record, are not technically permitted to be a driver if you live in the household WITHOUT being added to the policy, otherwise in the event of an accident, this is FRAUD! You must disclose all drivers in household - trust me on this one!

User Avatar

Wiki User

17y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: If you have a bad driving record can you get lower insurance rates by purchasing a car and getting a new policy in the name of your spouse?
Write your answer...
Still have questions?
magnify glass
Related questions

Is inexpensive auto insurance not as good?

Inexpensive auto insurance can be as good as expensive auto insurance, it just depends on the policy you are getting. If you are aware of exactly what coverage you are purchasing, there should be no reason why you couldn't by the less expensive policy.

Do you have to have a vehicle in your name to get car insurance?

you have to have a car for getting a car insurance No, you can be driving your parents car & be on their policy, therefore you are still insured

What do you need to consider when purchasing young drivers insurance?

There are many factors that can influence the cost and quality of young drivers insurance. Some things you will want to consider are the cost of the policy, the type of car the young person will be driving, the reputation of the company from which you are purchasing the insurance, and the ability of your young driver to maintain a safe driving record.

Where can I find some info on getting travel insurance?

Senior citizens may have the option of purchasing travel insurance at the time they purchase their tickets. Additionally, they should check to see if their life insurance policy or their homeowners policy offer any travel insurance benefits.

Should I look for a car insurance quote Louisiana before purchasing a policy?

The very best way to save money on car insurance is to get quotes first from several insurance companies. By getting quotes before purchasing a policy allows you to compare coverage and even educates you on whether some items are necessary such as towing or higher deductibles. It is always good to shop around between insurance companies by getting quotes.

Should I get a car insurance quote Oklahoma before purchasing a policy?

I definitely recommend getting several quotes first. You can do this by going directly to websites of several insurance companies.

What should I know before buying commercial car insurance?

You should understand the policy that you are purchasing. Also know the reputation of the company who you are purchasing the policy from.

Are you covered driving in ireland?

Only if your insurance policy includes driving in Ireland.

Whose auto insurance will cover you if driving another persons car in Florida?

The insurance policy on the vehicle you were driving will pay any damages assuming the owner of the vehicle and the owner of the insurance policy is one and the same.

Can insurance company refuse to pay if wrong VIN?

if your insurance agent had entered the wrong vin number in when getting you insurance by one digit and they issued you a policy and have been driving around under the assumption you had insurance and get in an accident?? who is liable??

Is purchasing a supplemental insurance policy for life or health a good idea?

100% yes.

Can an 18 year old get a non drivers insurance just to have a license?

Typically you don't need insurance in order to have a driver's license. If however you have violations on your driving record and are required to have an insurance policy in order to keep you license you should have no problem getting a non-owners policy.